Stone Lake, Wisconsin.
Typical home $479,507 (+3.5% in a year).
to buy the typical home at today's mortgage rate — +$1,496 (+146%) since Jan 2020.
- 1 year
- Up $16,343 +4%
- $463,164$479,507 since Sep 2025
- 5 years
- Up $100,245 +26%
- $379,262$479,507 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Stone Lake$2,517
- Wisconsin$1,770
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in Stone Lake, WI rose 3.5% over the past year — faster than the nation's +1.2%.
Living in Stone Lake, Sawyer County, Wisconsin
Stone Lake, in Sawyer County, had 186 people in the 2020 census. Unemployment in Sawyer County was 3.6% in August 2026, and the county had 1.1% more jobs in 2025 than the year before. The most people in Sawyer County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Stone Lake is a very small community in northern Wisconsin, in Sawyer County, where most people live a good way from a big city. Winters are long and cold, with a great deal of snow, and summers are warm without being hot. A typical household here earns more than the typical household across the county, and homes are valued fairly high for a place this size.
Work. Residents work mostly in schools, hospitals and social care, followed by shops, restaurants and hotels, and manufacturing. Across Sawyer County, some of the largest workplaces are Tamarack Health Hayward Medical Center, Walmart and Louisiana-Pacific Hayward. The typical drive to work is a moderate one, and a fair number of people work from home. Unemployment across the county is a little higher than a year ago, though the county has added some jobs.
Things to do. The area is rich in water, and several lakes are only a short drive away, including Lac Courte Oreilles, Windigo Lake and Grindstone Lake. For a different kind of outing, the Wisconsin Canoe Heritage Museum is a longer drive off.
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- 23 mintypical commute
- 14%work from home
What people in Sawyer County work in
Employed residents by industry, from the Census survey. Sawyer County had 7,329 jobs in 2025, 1.1% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 22° and lows near 2°; warmest in July, with highs near 79° and lows near 55°. About 67 inches of snow and 40 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Couderay West weather station, 5 miles away (NOAA).
Largest workplaces in Sawyer County
- Tamarack Health Hayward MED CTRCritical access hospital305FTE
- WalmartWarehouse clubs and supercenters289
- Louisiana-Pacific HaywardOriented strandboard manufacturing265
- Hayward Community School DistrictSchool district259FTE
- Coborn's119
- Arclin SurfacesCoating purchased papers for nonpackaging applications86
- Lac Courte Oreilles Ojibwe UniversityUniversity or college75
- The Lakes Community Health Center, Hayward Rivers Edge CampusDentists' offices60
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 11 workplaces with 20 or more staff, 1,040 people in all across the county; Stone Lake has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesRelatively high
- Winter weatherRelatively moderate
- Strong windRelatively moderate
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Sawyer County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Sawyer County.
Stone Lake home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Stone Lake$479,507
- Wisconsin$337,196
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 12 Stone Lake listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Stone Lake8.46%
- United States25.56%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Stone Lake17
New listings per month
Sellers arriving at the market.
- Stone Lake4
Zip codes with a Stone Lake address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Stone Lake — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.