Stone Mountain, Georgia.
Typical home $265,098 (-4.7% in a year), asking rent $1,648 (+0.3%). Atlanta-Sandy Springs-Alpharetta, GA metro.
to buy the typical home at today's mortgage rate — +$714 (+105%) since Jan 2020.
- 1 year
- Down $13,018 -5%
- $278,116$265,098 since Sep 2025
- 5 years
- Up $20,297 +8%
- $244,801$265,098 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Stone Mountain$1,391
- Georgia$1,727
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 44 years.
Typical home values in Stone Mountain, GA fell 4.7% over the past year — slower than the nation's +1.2%.
Asking rents in Stone Mountain, GA rose 0.3% over the past year — slower than the nation's +2.7%.
Owning the typical home in Stone Mountain runs $232/mo more than renting one. The gap peaked at $606 in Oct 2023.
That is $1,880 a month against $1,648 rent: a $1,391 mortgage payment, plus $204 property tax and $284 insurance & upkeep.
Owning vs renting — Stone Mountain
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$1,880
- Renting$1,648
- Mortgage only$1,391
Property tax · $204/mo 0.93% of value a year — the ACS 2020-2024 median bill over the median home value for Dekalb County, GA
Insurance & upkeep · $284/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Stone Mountain, DeKalb County, Georgia
Stone Mountain is a city of 6,703 people in DeKalb County. Half its households earn more than $46,973 a year and half less, against $80,644 across DeKalb County; 17% of its people live below the poverty line. 50% of its homes are lived in by their owners and 50% are rented. Unemployment in DeKalb County was 3.5% in August 2026, and the county had 0.8% more jobs in 2025 than the year before. The most residents work in shops, then transport and warehouses.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Stone Mountain is a small city in DeKalb County, with a population on the younger side and incomes well below the county's. Homes here are split about evenly between owners and renters, which means more renters than across much of the county, and a larger share of residents living below the poverty line than is typical elsewhere. Winters are mild and brief, with the coldest weather in January, summers are hot, and a good deal of rain falls through the year.
Work. Residents work mostly in shops, in transport, warehouses and utilities, in restaurants, hotels and entertainment, and in schools, hospitals and social care. Across DeKalb County, some of the largest workplaces are Emory University, DeKalb County Schools and the Centers for Disease Control and Prevention. A four-year degree is held by fewer adults here than is common across the county, and a typical commute is of moderate length, with few people working from home.
Things to do. Atlanta Silverbacks Park, a stadium, is a short drive away. Farther afield, a longer drive brings you to Zoo Atlanta, the Georgia Aquarium and the High Museum of Art. Those are all in Atlanta, so a day out there takes some planning.
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- 2,401households
- 23%of adults have a degree
- 17%below the poverty line
- 26 mintypical commute
- 7%work from home
What residents work in
Employed residents by industry, from the Census survey. DeKalb County had 312,426 jobs in 2025, 0.8% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 52° and lows near 33°; warmest in July, with highs near 89° and lows near 70°. About 51 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Atlanta Peachtree Airport weather station, 9 miles away (NOAA).
Largest workplaces in DeKalb County
- Emory UniversityUniversity or college14,466
- DeKalb County SchoolsSchool district13,155FTE
- Centers for Disease Control and PreventionFederal government · Department of Health and Human Services6,403
- Insight GlobalTemporary staffing services5,635
- Arthur M Blank HospitalHospitals, general pediatric4,883
- FlatironDragados ConstructionConstruction management, highway, road, street and bridge4,636
- Emory University HospitalGeneral hospital4,336FTE
- Veterans Health AdministrationFederal government · Department of Veterans Affairs4,142
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 393 workplaces with 20 or more staff, 84,740 people in all across the county; Stone Mountain has two of its own. Colleges come from IPEDS (NCES, 2023–24), school districts from the Common Core of Data (NCES, 2023–24), federal offices from OPM's federal workforce data (2026) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HailRelatively moderate
- Lightningrelatively high in parts of Stone MountainRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Stone Mountain’s census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on DeKalb County and the Atlanta-Sandy Springs-Alpharetta, GA metro.
Stone Mountain home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Stone Mountain$265,098
- Georgia$329,115
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 4 Stone Mountain listings, and the typical home goes pending in 41 days — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Stone Mountain28.23%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Stone Mountain41
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Stone Mountain537
New listings per month
Sellers arriving at the market.
- Stone Mountain115
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Stone Mountain$262,679
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Stone Mountain98.01%
Zip codes with a Stone Mountain address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Stone Mountain — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Stone Mountain
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 30083 | Stone Mountain | 62,724 | $1,425 | $242,492 |
| 30087 | Stone Mountain | 38,977 | $2,069 | $343,293 |
| 30088 | Stone Mountain | 29,240 | $1,621 | $232,243 |