States · New York · Ulster County

Stone Ridge, New York.

Typical home $609,353 (+4.7% in a year). Kingston, NY metro.

What it costs per month · Stone Ridge $3,198/mo

to buy the typical home at today's mortgage rate — +$2,060 (+181%) since Jan 2020.

What the home itself did
1 year
Up $27,197 +5%
$582,156$609,353 since Sep 2025
5 years
Up $167,295 +38%
$442,058$609,353 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 Stone Ridge $3,198 New York $2,755 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • Stone Ridge$3,198
  • New York$2,755
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in Stone Ridge, NY rose 4.7% over the past year — faster than the nation's +1.2%.

Living in Stone Ridge, Ulster County, New York

Stone Ridge, in Ulster County, had 1,234 people in the 2020 census. Half its households earn more than $127,601 a year and half less, against $86,271 across Ulster County. Unemployment in Ulster County was 4.1% in August 2026, and the county had 2.1% more jobs in 2025 than the year before. The most people in Ulster County work in schools and health care, then professional services.

People 1,234 in the 2020 census
Household income $127,601 the median, give or take $18,548 · Ulster County: $86,271
Unemployment 4.1% Ulster County, August 2026; 4.0% a year before
Homes Too few homes in Stone Ridge for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Stone Ridge is a small community in Ulster County, with a population small enough that most residents are likely to know one another by sight. Household incomes run well above the county's, and homes here are valued at a good deal more than many people expect for the Hudson Valley. Winters are cold and snowy, with January the coldest month, and summers are warm without being extreme, with plenty of rain and melted snow across the year.

Work. Residents work mostly in schools, hospitals and social care, followed by professional and business services, shops, and restaurants, hotels and entertainment. Across Ulster County, the largest workplaces include the State University of New York at New Paltz, the Kingston City School District and HealthAlliance Hospital on Marys Avenue. Unemployment in the county is slightly higher than a year ago, while the county has added jobs over the past year.

Things to do. Ashokan Reservoir and Lake Mohonk are both a short drive away, offering open water and walking country close to home. The Rosendale Theatre, also a short drive away, is a local theatre for films and performances. For a longer outing, Dia Beacon is a museum of contemporary art, and the Home of Franklin D. Roosevelt National Historic Site is a longer drive away.

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  • 781households

What people in Ulster County work in

  • Schools, hospitals and social care29%
  • Professional and business services12%
  • Shops (retail)10%
  • Restaurants, hotels and entertainment9%
  • Building trades7%
  • Banks, insurance and property6%

Employed residents by industry, from the Census survey. Ulster County had 60,554 jobs in 2025, 2.1% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 34° and 19°; warmest in July, 83° and 64° 20° 40° 60° 80° J 34° 19° F M A M J J 83° 64° A S O N D
Average daily high and low for each month: coldest in January, 34° and 19°; warmest in July, 83° and 64° 20° 40° 60° 80° J 34° 19° F M A M J J 83° 64° A S O N D

Coldest in January, with highs near 34° and lows near 19°; warmest in July, with highs near 83° and lows near 64°. About 59 inches of snow and 53 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Mohonk Lake weather station, 5 miles away (NOAA).

Largest workplaces in Ulster County

  1. State University of New York at New PaltzUniversity or college1,315
  2. Kingston City School DistrictSchool district1,145FTE
  3. Healthalliance Hospital Marys AVEGeneral hospital755FTE
  4. Smiley BrothersAlpine skiing facilities with accommodations670
  5. Wallkill Central School DistrictSchool district442FTE
  6. Saugerties Central School DistrictSchool district415FTE
  7. New Paltz Central School DistrictSchool district395FTE
  8. Rondout Valley Central School DistrictSchool district393FTE

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 105 workplaces with 20 or more staff, 10,598 people in all across the county; Stone Ridge has one of its own. Colleges come from IPEDS (NCES, 2023–24), school districts from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Strong windRelatively moderate
  2. Cold wavesrelatively high in parts of Stone RidgeRelatively moderate
  3. TornadoesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Stone Ridge’s census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Ulster County and the Kingston, NY metro.

Stone Ridge home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 2018 2019 2020 2021 2022 2023 2024 2025 2026 Stone Ridge $609,353 New York $524,942 United States $366,157
$200,000 $400,000 $600,000 2018 2022 2026
  • Stone Ridge$609,353
  • New York$524,942
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

5 10 15 20 2020 2021 2022 2023 2024 2025 2026 Stone Ridge 16
5 10 15 20 2020 2022 2024 2026
  • Stone Ridge16

New listings per month

Sellers arriving at the market.

2 4 6 2026 Stone Ridge 6
2 4 6 2026
  • Stone Ridge6

Zip codes with a Stone Ridge address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Stone Ridge — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Stone Ridge