Sturgis, Kentucky.
Typical home $112,409 (-0.7% in a year).
to buy the typical home at today's mortgage rate — +$318 (+117%) since Jan 2020.
- 1 year
- Down $846 -1%
- $113,254$112,409 since Sep 2025
- 5 years
- Up $21,470 +24%
- $90,938$112,409 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Sturgis$590
- Kentucky$1,212
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 16 years.
Typical home values in Sturgis, KY fell 0.7% over the past year — slower than the nation's +1.2%.
Living in Sturgis, Union County, Kentucky
Sturgis is a city of 1,735 people in Union County. 59% of its homes are lived in by their owners and 41% are rented. Unemployment in Union County was 4.0% in August 2026, and the county had 1.1% more jobs in 2025 than the year before. The most people in Union County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Sturgis is a small city in Union County, Kentucky, and most homes here are lived in by their owners. Typical home values sit at a modest level, and a four-year degree is less common among adults than in much of the country. Winters are cold, with January the coldest month, summers turn hot by July, and the year brings a fair amount of rain and melted snow.
Work. Residents work mostly in schools, hospitals and social care, with manufacturing, professional and business services, and shops close behind. Across Union County, the largest workplaces include Union County Schools, Vibracoustic USA and Walmart. Unemployment in the county is a little lower than it was a year ago, and the number of jobs has edged up. Commutes are fairly short, and very few people work from home.
Things to do. The Saline River is a short drive away, and so is the Weston Bluff Skirmish Site, an archaeological site tied to the area's past. A longer drive brings you to Cave-in-Rock State Park, a protected area, and to the Wabash River, one of the better known rivers in the region.
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- 795households
- 14%of adults have a degree
- 16%below the poverty line
- 22 mintypical commute
- 2%work from home
What people in Union County work in
Employed residents by industry, from the Census survey. Union County had 5,284 jobs in 2025, 1.1% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 43° and lows near 25°; warmest in July, with highs near 90° and lows near 69°. About 49 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Providence weather station, 16 miles away (NOAA).
Largest workplaces in Union County
- Union County SchoolsSchool district340FTE
- Vibracoustic USARubber goods, mechanical, manufacturing242
- WalmartWarehouse clubs and supercenters197
- Deaconness Union County HospitalCritical access hospital86FTE
- Breckinridge PlaceContinuing care retirement communities84
- Vibracoustic USAPainting metals and metal products for the trade66
- Morganfield Nursing and RehabilitationSkilled nursing facilities59
- SonocoManufacturer of paper cores49
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 12 workplaces with 20 or more staff, 966 people in all across the county; Sturgis has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Ice stormsVery high
- Strong windVery high
- DroughtRelatively high
- Winter weatherRelatively high
- EarthquakesRelatively high
- Inland floodingRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Sturgis’ census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Union County.
Sturgis home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Sturgis$112,409
- Kentucky$230,909
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Sturgis15
New listings per month
Sellers arriving at the market.
- Sturgis5
Zip codes with a Sturgis address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Sturgis — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.