Sugarloaf, California.
Typical home $289,846 (-7.5% in a year), asking rent $1,875 . Riverside-San Bernardino-Ontario, CA metro.
to buy the typical home at today's mortgage rate — +$755 (+99%) since Jan 2020.
- 1 year
- Down $23,472 -7%
- $313,318$289,846 since Sep 2025
- 5 years
- Down $9,892 -3%
- $299,739$289,846 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Sugarloaf$1,521
- California$3,997
- United States$1,922
At the last five years' pace, prices here aren't rising.
Typical home values in Sugarloaf, CA fell 7.5% over the past year — slower than the nation's +1.2%.
Living in Sugarloaf, San Bernardino County, California
The Census does not count Sugarloaf on its own, so the figures here are San Bernardino County's. Half the county's households earn more than $85,478 a year and half less; 13% of the county's people live below the poverty line. 62% of the county's homes are lived in by their owners and 38% are rented. Unemployment in San Bernardino County was 5.7% in August 2026, and the county had 0.4% more jobs in 2025 than the year before. The most people in San Bernardino County work in schools and health care, then shops.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Sugarloaf is in San Bernardino County, in Southern California, where the county's people are younger on the whole than the country as a whole. Winters are cold and snowy, while summers are warm. Most homes across the county are lived in by their owners, and renters are fewer than in many parts of the country.
Work. Across San Bernardino County, many people work in schools, hospitals and social care, in shops, and in transport, warehousing and utilities, with professional and business services also common. Unemployment is higher than it was a year earlier, though the county added a few more jobs over the past year. Commutes are longer than many Americans face, and relatively few people work from home.
Things to do. Big Bear Lake, a reservoir a short drive away, is one of the best known places nearby. Bear Mountain, a ski area in or beside town, offers snow sports in the colder months. The Mojave River, a longer drive away, gives those who want to go further afield a river setting to enjoy.
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- 674,915households
- 34.7median age
- 23%of adults have a degree
- 13%below the poverty line
- 33 mintypical commute
- 11%work from home
What people in San Bernardino County work in
Employed residents by industry, from the Census survey. San Bernardino County had 848,961 jobs in 2025, 0.4% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in February, with highs near 46° and lows near 24°; warmest in July, with highs near 80° and lows near 50°. About 59 inches of snow and 20 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Big Bear Lake weather station, 5 miles away (NOAA).
Largest workplaces in San Bernardino County
- Yaamava Resort and Casino at San ManuelResort hotels with casinos7,449
- San Bernardino City UnifiedSchool district5,915FTE
- Loma Linda University Medical CenterGeneral hospital5,689FTE
- UPSCouriers and express delivery services4,060
- Empire Workforce SolutionsEmployment agencies3,850
- Fontana UnifiedSchool district3,692FTE
- AmazonGeneral warehousing and storage3,599
- AmazonGeneral warehousing and storage3,541
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 1,624 workplaces with 20 or more staff, 285,165 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LandslidesVery high
- WildfireVery high
- EarthquakesVery high
- Inland floodingVery high
- Heat wavesRelatively high
- Strong windRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across San Bernardino County, against the rest of the country; all of them together, very high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on San Bernardino County and the Riverside-San Bernardino-Ontario, CA metro.
Sugarloaf home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Sugarloaf$289,846
- California$761,538
- United States$366,157
Sellers are cutting prices on about 1 in 5 Sugarloaf listings — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Sugarloaf21.45%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Sugarloaf103
New listings per month
Sellers arriving at the market.
- Sugarloaf16
Zip codes with a Sugarloaf address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Sugarloaf — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.