Summer Shade, Kentucky.
Typical home $189,876 (-1.1% in a year). Glasgow, KY metro.
to buy the typical home at today's mortgage rate — +$602 (+153%) since Jan 2020.
- 1 year
- Down $2,200 -1%
- $192,076$189,876 since Sep 2025
- 5 years
- Up $40,580 +27%
- $149,296$189,876 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Summer Shade$997
- Kentucky$1,212
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 14 years.
Typical home values in Summer Shade, KY fell 1.1% over the past year — slower than the nation's +1.2%.
Living in Summer Shade, Metcalfe County, Kentucky
Summer Shade, in Metcalfe County, had 294 people in the 2020 census. Unemployment in Metcalfe County was 3.9% in August 2026, and the county had 4.0% fewer jobs in 2025 than the year before. The most people in Metcalfe County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Summer Shade is a very small community in Metcalfe County, Kentucky, home to far fewer people than most towns at the last full count. Typical home values here sit well within reach of a modest income, and the county's household incomes run on the lower side. Winters are cold, with January the coldest month, while July brings hot days; snow falls lightly and the year is a wet one overall.
Work. Residents work mostly in schools, hospitals and social care, with manufacturing, the building trades and shops close behind. Few adults hold a four-year degree. Across Metcalfe County, the biggest workplaces include Sumitomo Electric Wiring Systems, Metcalfe County Schools and Carhartt, which cuts and sews work coats and jackets.
Things to do. The closest water is Nobob Creek, a river a short drive away. A longer drive brings you to Mammoth Cave National Park, the best known place nearby, and to Horse Cave, a tourist attraction. Barren River Lake State Resort Park, a protected area, is also a longer drive away.
Report a mistake
- 7%of adults have a degree
What people in Metcalfe County work in
Employed residents by industry, from the Census survey. Metcalfe County had 2,087 jobs in 2025, 4.0% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 48° and lows near 24°; warmest in July, with highs near 90° and lows near 63°. About 7 inches of snow and 50 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Summer Shade weather station, under a mile away (NOAA).
Largest workplaces in Metcalfe County
- Sumitomo Electric Wiring SystemsLoading printed circuit boards303
- Metcalfe County SchoolsSchool district229FTE
- CarharttWork coats and jackets, men's and boys', cut and sewn from purchased fabric (except apparel contractors127
- Metcalfe Health Care CenterHomes for the elderly with nursing care105
- HG Staffing EdmontonPlacement agencies or services, employment42
- Bluegrass Supply Chain ServicesGeneral warehousing and storage26
- The Clorox CompanyCharcoal briquettes, wood, manufacturing22
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 6 workplaces with 20 or more staff, 625 people in all across the county; Summer Shade has none of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HailRelatively high
- Strong windRelatively high
- Winter weatherRelatively high
- LightningRelatively high
- Cold wavesRelatively high
- TornadoesRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Summer Shade’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Metcalfe County and the Glasgow, KY metro.
Summer Shade home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Summer Shade$189,876
- Kentucky$230,909
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Summer Shade11
Zip codes with a Summer Shade address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Summer Shade — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.