Summerville, Georgia.
Typical home $184,693 (+4.4% in a year). Summerville, GA metro.
to buy the typical home at today's mortgage rate — +$556 (+134%) since Jan 2020.
- 1 year
- Up $7,729 +4%
- $176,964$184,693 since Sep 2025
- 5 years
- Up $31,688 +21%
- $153,005$184,693 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Summerville$969
- Georgia$1,727
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 18 years.
Typical home values in Summerville, GA rose 4.4% over the past year — faster than the nation's +1.2%.
Living in Summerville, Chattooga County, Georgia
Summerville is a city of 4,435 people in Chattooga County. Half its households earn more than $32,662 a year and half less, against $50,285 across Chattooga County; 26% of its people live below the poverty line. 43% of its homes are lived in by their owners and 57% are rented. Unemployment in Chattooga County was 4.0% in August 2026, and the county had 1.8% more jobs in 2025 than the year before. The most people in Chattooga County work in manufacturing, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Summerville is a small city and the seat of Chattooga County. Incomes here run well below the county's, and more people live below the poverty line than is typical, while fewer households own their homes than you might expect in a small Georgia town. Few adults hold a four-year degree, and almost no one works from home. Winters are mild and short, with little or no snow, summers are hot, and the year brings plenty of rain.
Work. Residents work mainly in manufacturing, in schools, hospitals and social care, in shops, and in professional and business services. Among the largest workplaces in Summerville are Oakview Health & Rehabilitation Center and Ingles Markets. Unemployment in the county is a little lower than a year ago, and the county has added jobs over the past year.
Things to do. James H. Floyd State Park, a protected area in or beside town, and J.R. Dick Dowdy Park, a garden also in or beside town, are the closest green spaces. East Fork Little River, a river a short drive away, is good for time by the water. Little River Canyon National Preserve, a protected area a longer drive away, rewards a day trip.
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- 1,999households
- 6%of adults have a degree
- 26%below the poverty line
- 1%work from home
What people in Chattooga County work in
Employed residents by industry, from the Census survey. Chattooga County had 5,079 jobs in 2025, 1.8% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 52° and lows near 29°; warmest in July, with highs near 90° and lows near 67°. About 58 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Summerville weather station, 3 miles away (NOAA).
Largest workplaces in Summerville
- Oakview Health & Rehabilitation CenterNursing homes154
- Ingles MarketsSupermarkets and other grocery stores73
- SummervilleMail and parcel delivery37
- CnrgHardware stores26
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 4 workplaces with 20 or more staff, 290 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesVery high
- Cold wavesRelatively high
- Strong windRelatively high
- LightningRelatively high
- Inland floodingRelatively high
- EarthquakesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Summerville’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Chattooga County and the Summerville, GA metro.
Summerville home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Summerville$184,693
- Georgia$329,115
- United States$366,157
Sellers are cutting prices on about 1 in 3 Summerville listings — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Summerville30.21%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Summerville63
New listings per month
Sellers arriving at the market.
- Summerville13
Zip codes with a Summerville address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Summerville — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.