Summit Point, West Virginia.
Typical home $465,547 (+4.0% in a year). Washington-Arlington-Alexandria, DC-VA-MD-WV metro.
to buy the typical home at today's mortgage rate — +$1,435 (+142%) since Jan 2020.
- 1 year
- Up $17,807 +4%
- $447,740$465,547 since Sep 2025
- 5 years
- Up $117,218 +34%
- $348,329$465,547 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Summit Point$2,444
- West Virginia$927
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 12 years.
Typical home values in Summit Point, WV rose 4.0% over the past year — faster than the nation's +1.2%.
Living in Summit Point, Jefferson County, West Virginia
The Census does not count Summit Point on its own, so the figures here are Jefferson County's. Half the county's households earn more than $98,806 a year and half less; 9% of the county's people live below the poverty line. 80% of the county's homes are lived in by their owners and 20% are rented. Unemployment in Jefferson County was 3.1% in August 2026, and the county had 0.3% more jobs in 2025 than the year before. The most people in Jefferson County work in schools and health care, then professional services.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Summit Point is a town in Jefferson County, West Virginia, and the figures on this page are the county's, since the Census does not count the town on its own. Most homes across the county are lived in by their owners. Winters are cold, with lows that often fall below freezing, and summers are warm, with a good deal of rain and melted snow falling over the year.
Work. Across Jefferson County, unemployment is low and the number of jobs edged up over the past year. Many residents work in schools, hospitals and social care, in professional and business services, in shops, and in restaurants, hotels and entertainment. A good share of adults hold a four-year degree, and a fair number of residents work from home, though the typical commute takes longer than many people face.
Things to do. Harpers Ferry National Historical Park, a protected area a longer drive away, is one of the best known spots nearby, and the Shenandoah River, also a longer drive away, is at the top of the nearby list. For something closer to home, Josephine City School, a museum a short drive away, is another place to visit.
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- 22,804households
- 41.0median age
- 34%of adults have a degree
- 9%below the poverty line
- 37 mintypical commute
- 17%work from home
What people in Jefferson County work in
Employed residents by industry, from the Census survey. Jefferson County had 17,136 jobs in 2025, 0.3% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 42° and lows near 21°; warmest in July, with highs near 87° and lows near 63°. About 40 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Winchester Southeast weather station, 9 miles away (NOAA).
Largest workplaces in Jefferson County
- American Public University SystemUniversity or college2,224
- Jefferson County SchoolsSchool district1,249FTE
- Hollywood Casino at Charles Town RacesCasinos1,092
- Internal Revenue ServiceFederal government · Department of the Treasury533
- Shepherd UniversityUniversity or college464
- WalmartWarehouse clubs and supercenters359
- Jefferson Memorial HospitalCritical access hospital261FTE
- Summit Point Raceway AssociatesDriver training schools248
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 29 workplaces with 20 or more staff, 3,909 people in all. Colleges come from IPEDS (NCES, 2023–24), school districts from the Common Core of Data (NCES, 2023–24), federal offices from OPM's federal workforce data (2026) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- DroughtRelatively moderate
- Strong windRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Jefferson County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Jefferson County and the Washington-Arlington-Alexandria, DC-VA-MD-WV metro.
Summit Point home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Summit Point$465,547
- West Virginia$176,576
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Summit Point4
Zip codes with a Summit Point address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Summit Point — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.