States · Michigan · Gratiot County

Sumner, Michigan.

Typical home $207,573 (+8.7% in a year). Alma, MI metro.

What it costs per month · Sumner $1,089/mo

to buy the typical home at today's mortgage rate — +$559 (+105%) since Jan 2020.

What the home itself did
1 year
Up $16,632 +9%
$190,941$207,573 since Sep 2025
5 years
Up $15,730 +8%
$191,843$207,573 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Sumner $1,089 Michigan $1,384 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Sumner$1,089
  • Michigan$1,384
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 44 years.

Typical home values in Sumner, MI rose 8.7% over the past year — faster than the nation's +1.2%.

Living in Sumner, Gratiot County, Michigan

Sumner is a township of 1,863 people in Gratiot County. Half its households earn more than $57,245 a year and half less, against $63,556 across Gratiot County; 17% of its people live below the poverty line. 87% of its homes are lived in by their owners and 13% are rented. Unemployment in Gratiot County was 5.3% in August 2026, and the county had 3.1% more jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.

People 1,863 in the 2020 census; median age 45.6
Household income $57,245 the median, give or take $5,263 · Gratiot County: $63,556
Unemployment 5.3% Gratiot County, August 2026; 5.2% a year before
Homes 87% lived in by their owners; 13% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Sumner is a small township in Gratiot County, home to an older population than most places. Nearly everyone owns the home they live in, and renters are few. Household incomes run below the county's, and winters are cold and snowy, with a mild, comfortable stretch of warm weather in July.

Work. Residents work mostly in schools, hospitals and social care, with manufacturing, the building trades and retail also employing many. Across Gratiot County, the largest workplaces include MyMichigan Medical Center-Gratiot, Alma College and Gratiot-Isabella RESD Schools. Few adults hold a four-year degree, and a typical commute is fairly long.

Things to do. The River Styx and the Bad River are rivers a short drive away. Wright Opera House, a theatre, is also close by. For a longer outing, Maple River State Game Area is a park a longer drive away.

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  • 783households
  • 8%of adults have a degree
  • 17%below the poverty line
  • 28 mintypical commute
  • 7%work from home

What residents work in

  • Schools, hospitals and social care22%
  • Manufacturing19%
  • Building trades11%
  • Shops (retail)9%
  • Restaurants, hotels and entertainment9%
  • Professional and business services6%

Employed residents by industry, from the Census survey. Gratiot County had 12,739 jobs in 2025, 3.1% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 29° and 15°; warmest in July, 82° and 59° 20° 40° 60° 80° J 29° 15° F M A M J J 82° 59° A S O N D
Average daily high and low for each month: coldest in January, 29° and 15°; warmest in July, 82° and 59° 20° 40° 60° 80° J 29° 15° F M A M J J 82° 59° A S O N D

Coldest in January, with highs near 29° and lows near 15°; warmest in July, with highs near 82° and lows near 59°. About 39 inches of snow and 34 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Alma weather station, 8 miles away (NOAA).

Largest workplaces in Gratiot County

  1. Mymichigan Medical Center-gratiotGeneral hospital385FTE
  2. Alma CollegeUniversity or college365
  3. Gratiot-Isabella RESDSchool district355FTE
  4. Avalon & Tahoe ManufacturingBoats manufacturing300
  5. Alma Public SchoolsSchool district284FTE
  6. WalmartWarehouse clubs and supercenters266
  7. MeijerRetail243
  8. Masonic PathwaysAssisted-living facilities with on-site nursing facilities208

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 41 workplaces with 20 or more staff, 3,369 people in all across the county; Sumner has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023), colleges from IPEDS (NCES, 2023–24) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Strong windRelatively high
  2. Winter weatherRelatively high
  3. TornadoesRelatively moderate
  4. Cold wavesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Gratiot County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Gratiot County and the Alma, MI metro.

Sumner home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Sumner $207,573 Michigan $263,760 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Sumner$207,573
  • Michigan$263,760
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Zip codes with a Sumner address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Sumner — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Sumner