Surrey, North Dakota.
Typical home $339,472 (+1.8% in a year). Minot, ND metro.
to buy the typical home at today's mortgage rate — +$756 (+74%) since Jan 2020.
- 1 year
- Up $6,095 +2%
- $333,377$339,472 since Sep 2025
- 5 years
- Up $35,852 +12%
- $303,620$339,472 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Surrey$1,782
- North Dakota$1,526
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 31 years.
Typical home values in Surrey, ND rose 1.8% over the past year — faster than the nation's +1.2%.
Living in Surrey, Ward County, North Dakota
Surrey is a city of 1,357 people in Ward County. Half its households earn more than $106,438 a year and half less, against $78,238 across Ward County; 1% of its people live below the poverty line. 94% of its homes are lived in by their owners and 6% are rented. Unemployment in Ward County was 2.0% in August 2026, and the county had 0.6% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then construction.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Surrey is a small city where nearly everyone owns the home they live in, and incomes run well above the county's, with very few households living in poverty. The population is younger than in many small towns, and a good number of adults hold a four-year degree. Winters are long and cold, with January the coldest month, and a good deal of snow falls each year, while July brings warm summer days.
Work. Residents work mostly in schools, hospitals and social care, the building trades, shops, and transport, warehousing and utilities. Across Ward County, some of the largest workplaces are Trinity Health, Minot State University and Minot 1 Schools. The commute is a short one, and very few people work from home. Unemployment in the county is low, though the number of jobs there dipped slightly last year.
Things to do. Roosevelt Park Zoo and the Dakota Territory Air Museum are both a short drive away, the first a zoo and the second a museum of aviation. Scandinavian Heritage Park, also a short drive off, is a museum. For time on the water, Rice Lake is a longer drive.
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- 575households
- 27%of adults have a degree
- 1%below the poverty line
- 20 mintypical commute
- 3%work from home
What residents work in
Employed residents by industry, from the Census survey. Ward County had 31,171 jobs in 2025, 0.6% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 23° and lows near 4°; warmest in July, with highs near 84° and lows near 58°. About 45 inches of snow and 17 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Minot International Airport weather station, 7 miles away (NOAA).
Largest workplaces in Ward County
- Trinity Hospitals/st JoesGeneral hospital2,003FTE
- Trinity Health1,387
- Minot 1 SchoolsSchool district1,271FTE
- Minot State UniversityUniversity or college512
- WalmartWarehouse clubs and supercenters448
- Minot Vocational Adjustment WorkshopSocial service advocacy organizations386
- Hess Corporation - MinotPetroleum, crude, production250
- TargetDiscount department stores233
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 56 workplaces with 20 or more staff, 5,852 people in all across the county; Surrey has one of its own. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherVery high
- Cold wavesVery high
- Ice stormsRelatively high
- HailRelatively high
- Strong windRelatively high
- WildfireRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Surrey’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Ward County and the Minot, ND metro.
Surrey home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Surrey$339,472
- North Dakota$290,657
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Surrey7
Zip codes with a Surrey address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Surrey — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.