Sutter, California.
Typical home $415,965 (+1.9% in a year). Yuba City, CA metro.
to buy the typical home at today's mortgage rate — +$1,095 (+101%) since Jan 2020.
- 1 year
- Up $7,576 +2%
- $408,390$415,965 since Sep 2025
- 5 years
- Up $38,551 +10%
- $377,414$415,965 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Sutter$2,183
- California$3,997
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 36 years.
Typical home values in Sutter, CA rose 1.9% over the past year — faster than the nation's +1.2%.
Living in Sutter, Sutter County, California
Sutter, in Sutter County, had 2,997 people in the 2020 census. Half its households earn more than $96,173 a year and half less, against $79,704 across Sutter County; 7% of its people live below the poverty line. 77% of its homes are lived in by their owners and 23% are rented. Unemployment in Sutter County was 7.4% in August 2026, and the county had 0.7% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Sutter is a small community where most homes are lived in by their owners, and household incomes run well above the county's. Fewer residents live below the poverty line than you might expect for a farming region, and the typical home is valued at a price that reflects that steadiness. Winters are cool but mild compared with much of the country, with January the coldest month, while summers turn hot, with July the warmest month.
Work. Residents work mostly in schools, hospitals and social care, in shops, in transport, warehouses and utilities, and in professional and business services. Some of the largest workplaces in Sutter are RoadSafe Traffic Systems, All-American Construction and Brittan Elementary Schools. The commute is moderate, and a small group of residents work from home. Across Sutter County, unemployment is a little lower than a year earlier, and the number of jobs has grown slightly.
Things to do. For time outdoors, Sutter National Wildlife Refuge is a protected area a short drive away, and Ellis Lake is a reservoir that is also a short drive away. The Yuba River is a short drive away too, while the Feather River lies a longer drive off. For something indoors, the Community Memorial Museum of Sutter County is a short drive away.
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- 994households
- 7%below the poverty line
- 24 mintypical commute
- 8%work from home
What residents work in
Employed residents by industry, from the Census survey. Sutter County had 33,016 jobs in 2025, 0.7% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 57° and lows near 40°; warmest in July, with highs near 98° and lows near 64°.
Average daily high and low, 1991–2020, at the Marysville weather station, 9 miles away (NOAA).
Largest workplaces in Sutter
- RoadSafe Traffic SystemsHeavy highway equipment and manufacturing / traffic control devices / pavement marking / sign install / sales and rental equipment / railroad and utility106
- All-American ConstructionSidewalk, public, construction45
- Brittan Elementary SchoolsSchool district41FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 2 workplaces with 20 or more staff, 151 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- DroughtRelatively high
- WildfireRelatively moderate
- EarthquakesRelatively moderate
- Heat wavesRelatively moderate
- Inland floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Sutter’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Sutter County and the Yuba City, CA metro.
Sutter home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Sutter$415,965
- California$761,538
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Sutter14
New listings per month
Sellers arriving at the market.
- Sutter5
Zip codes with a Sutter address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Sutter — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.