Temecula, California.
Typical home $756,809 (+0.5% in a year), asking rent $2,946 (+3.7%). Riverside-San Bernardino-Ontario, CA metro.
to buy the typical home at today's mortgage rate — +$2,190 (+123%) since Jan 2020.
- 1 year
- Up $3,667 +0%
- $753,141$756,809 since Sep 2025
- 5 years
- Up $108,002 +17%
- $648,807$756,809 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Temecula$3,972
- California$3,997
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 23 years.
Typical home values in Temecula, CA rose 0.5% over the past year — slower than the nation's +1.2%.
Asking rents in Temecula, CA rose 3.7% over the past year — faster than the nation's +2.7%.
Owning the typical home in Temecula runs $2,328/mo more than renting one. The gap peaked at $2,612 in Jan 2025.
That is $5,275 a month against $2,946 rent: a $3,972 mortgage payment, plus $492 property tax and $810 insurance & upkeep.
Owning vs renting — Temecula
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$5,275
- Renting$2,946
- Mortgage only$3,972
Property tax · $492/mo 0.78% of value a year — the ACS 2020-2024 median bill over the median home value for Riverside County, CA
Insurance & upkeep · $810/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Temecula, Riverside County, California
Temecula is a city of 110,003 people in Riverside County. Half its households earn more than $121,063 a year and half less, against $93,074 across Riverside County; 7% of its people live below the poverty line. 68% of its homes are lived in by their owners and 32% are rented. Unemployment in Temecula was 5.1% in August 2026, and Riverside County had 0.7% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Temecula is a city in Riverside County where most homes are lived in by their owners, and household incomes run well above the county's. Residents are somewhat younger than in many American towns, and a four-year degree is held by a good share of adults. Homes and rents here both sit at the pricey end, and commutes are on the long side, with a fair number of people working from home. Winters are mild, with the coldest days in February still cool rather than freezing, summers turn hot by August, and rain is light through the year.
Work. Many residents work in schools, hospitals and social care, in professional and business services, in restaurants, hotels and entertainment, and in shops. Among the largest workplaces in Temecula are Temecula Valley Unified, Abbott and Temecula Valley Hospital. Unemployment is close to where it stood a year ago, and across Riverside County the number of jobs has edged up slightly.
Things to do. Skinner Reservoir and the Santa Margarita River Trail Preserve are both a short drive away, for time by the water or on a walk. For a longer outing, the San Diego Zoo Safari Park is a zoo and Legoland California an amusement park, each a longer drive away. Murrieta Creek runs in or beside town.
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- 36,536households
- 39%of adults have a degree
- 7%below the poverty line
- 36 mintypical commute
- 19%work from home
What residents work in
Employed residents by industry, from the Census survey. Riverside County had 846,070 jobs in 2025, 0.7% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in February, with highs near 67° and lows near 46°; warmest in August, with highs near 89° and lows near 62°. About 15 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Fallbrook Northeast weather station, 5 miles away (NOAA).
Largest workplaces in Temecula
- Temecula Valley UnifiedSchool district2,940FTE
- AbbottSurgical and medical instrument manufacturing1,540
- Temecula Valley HospitalGeneral hospital932FTE
- River Springs Charter DistrictSchool district775FTE
- SoCalCorporate, subsidiary, and regional managing offices647
- FFF EnterprisesSpecialty-line pharmaceuticals merchant wholesalers539
- WalmartWarehouse clubs and supercenters526
- Milgard Windows and DoorsScreening, window, plastics, manufacturing515
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 65 workplaces with 20 or more staff, 11,436 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Inland floodingVery high
- EarthquakesRelatively high
- WildfireRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Temecula’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Riverside County and the Riverside-San Bernardino-Ontario, CA metro.
Temecula home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Temecula$756,809
- California$761,538
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Temecula listings, and the typical home goes pending in 36 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Temecula32.17%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Temecula36
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Temecula554
New listings per month
Sellers arriving at the market.
- Temecula141
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Temecula$766,971
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Temecula99.64%
Zip codes with a Temecula address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Temecula — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Temecula
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 92592 | Temecula | 80,035 | $3,251 | $764,225 |
| 92591 | Temecula | 41,955 | $2,680 | $731,820 |
| 92590 | Temecula | 5,089 | $2,683 | $1,467,065 |