Temperance, Michigan.
Typical home $299,595 (+6.5% in a year), asking rent $2,026 . Monroe, MI metro.
to buy the typical home at today's mortgage rate — +$847 (+117%) since Jan 2020.
- 1 year
- Up $18,194 +6%
- $281,401$299,595 since Sep 2025
- 5 years
- Up $65,984 +28%
- $233,611$299,595 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Temperance$1,573
- Michigan$1,384
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 14 years.
Typical home values in Temperance, MI rose 6.5% over the past year — faster than the nation's +1.2%.
Living in Temperance, Monroe County, Michigan
Temperance, in Monroe County, had 9,188 people in the 2020 census. Half its households earn more than $81,503 a year and half less, against $77,335 across Monroe County; 7% of its people live below the poverty line. 74% of its homes are lived in by their owners and 26% are rented. Unemployment in Monroe County was 5.0% in August 2026, and the county had 1.4% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Temperance is a community in Monroe County, Michigan, on the state's southern edge near Toledo. Its residents skew older than in most places, and most homes are lived in by their owners. Household incomes run above the county's, and fewer people live below the poverty line than you might expect. Winters are cold, with January the chilliest month, and summers turn warm, with July the hottest.
Work. Many residents work in schools, hospitals and social care, with manufacturing, shops, and restaurants and hotels also providing a good share of jobs. Across Monroe County, some of the largest workplaces are DTE Energy, Monroe Regional Hospital and Monroe Public Schools. Many people drive to work, and a typical commute is a bit longer than a quick hop across town. The county has seen slightly fewer jobs than the year before, and unemployment there is a little lower than a year ago.
Things to do. For a day out, the Toledo Museum of Art and the National Museum of the Great Lakes are both a short drive away, and so is Wildwood Preserve Metropark, a protected area for walking and time outdoors. The Toledo Zoo is a longer drive away but makes a good family trip.
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- 3,687households
- 31%of adults have a degree
- 7%below the poverty line
- 28 mintypical commute
- 10%work from home
What residents work in
Employed residents by industry, from the Census survey. Monroe County had 40,577 jobs in 2025, 1.4% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 33° and lows near 18°; warmest in July, with highs near 84° and lows near 62°.
Average daily high and low, 1991–2020, at the Monroe weather station, 12 miles away (NOAA).
Largest workplaces in Monroe County
- DTE EnergyNuclear electric power distibution781
- Monroe Regional HospitalGeneral hospital741FTE
- Monroe Public SchoolsSchool district723FTE
- StellantisManufacturing623
- Ford Motor CompanyWrapping machinery manufacturing591
- Monroe ISDSchool district569FTE
- Gerdau - Monroe MillElectrometallurgical steel manufacturing561
- YanfengMotor vehicle interior systems manufacturing540
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 113 workplaces with 20 or more staff, 14,506 people in all across the county; Temperance has two of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windRelatively high
- Cold wavesRelatively high
- TornadoesRelatively high
- Ice stormsRelatively moderate
- HailRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Temperance’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Monroe County and the Monroe, MI metro.
Temperance home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Temperance$299,595
- Michigan$263,760
- United States$366,157
Sellers are cutting prices on about 1 in 6 Temperance listings, and the typical home goes pending in 9 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Temperance18.07%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Temperance9
- United States24
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Temperance70
New listings per month
Sellers arriving at the market.
- Temperance30
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Temperance$285,403
- United States$371,407
Zip codes with a Temperance address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Temperance — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.