Temple, Pennsylvania.
Typical home $274,198 (+5.2% in a year). Reading, PA metro.
to buy the typical home at today's mortgage rate — +$859 (+148%) since Jan 2020.
- 1 year
- Up $13,571 +5%
- $260,627$274,198 since Sep 2025
- 5 years
- Up $81,140 +42%
- $193,058$274,198 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Temple$1,439
- Pennsylvania$1,507
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 10 years.
Typical home values in Temple, PA rose 5.2% over the past year — faster than the nation's +1.2%.
Living in Temple, Berks County, Pennsylvania
Temple, in Berks County, had 2,073 people in the 2020 census. Half its households earn more than $73,651 a year and half less, against $79,777 across Berks County; 7% of its people live below the poverty line. Unemployment in Berks County was 4.3% in August 2026, and the county had 0.8% more jobs in 2025 than the year before. The most people in Berks County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Temple is a small community in Berks County, Pennsylvania, home to a modest number of residents. Household incomes run somewhat below the county's, and a four-year degree is less common among adults here than in many places. Winters are cold, with the coldest weather in January, and summers turn properly warm by July.
Work. Residents work mostly in schools, hospitals and social care, with manufacturing, shops and professional and business services also employing many. The typical commute is a moderate drive, and some people work from home. Across Berks County, some of the largest workplaces include Reading Hospital and Medical Center, East Penn Lyons Station and Carpenter Technology.
Things to do. Maiden Creek runs in or beside town, and the Mid-Atlantic Air Museum is there too. A short drive away are Lake Ontelaunee, a lake good for a quiet afternoon, and Crystal Cave, a protected area. Further afield, the Schuylkill River is a longer drive.
Report a mistake
- 9%of adults have a degree
- 7%below the poverty line
- 22 mintypical commute
- 10%work from home
What people in Berks County work in
Employed residents by industry, from the Census survey. Berks County had 175,054 jobs in 2025, 0.8% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 39° and lows near 23°; warmest in July, with highs near 86° and lows near 66°.
Average daily high and low, 1991–2020, at the Reading Nnw weather station, a mile away (NOAA).
Largest workplaces in Berks County
- Rentokil North AmericaNot required18,183
- East Penn Lyons StationStorage battery manufacturing6,114
- Reading Hospital and Medical CenterGeneral hospital4,432FTE
- Reading SDSchool district1,983FTE
- AmazonGeneral warehousing and storage1,982
- Carpenter TechnologySuperalloys, iron or steel, manufacturing1,977
- Tower Health Medical GroupClinics/centers of health practitioners with multi-industry degrees1,382
- AmazonGeneral warehousing and storage1,305
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 432 workplaces with 20 or more staff, 87,440 people in all across the county; Temple has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherVery high
- Strong windRelatively high
- LightningRelatively high
- Inland floodingRelatively high
- Cold wavesRelatively high
- HurricanesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Temple’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Berks County and the Reading, PA metro.
Temple home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Temple$274,198
- Pennsylvania$287,078
- United States$366,157
Sellers are cutting prices on about 1 in 7 Temple listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
Not enough data to draw this yet.
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Temple18
New listings per month
Sellers arriving at the market.
- Temple11
Zip codes with a Temple address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Temple — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.