States · California · San Luis Obispo County

Templeton, California.

Typical home $933,585 (+1.9% in a year), asking rent $3,175 . San Luis Obispo-Paso Robles, CA metro.

What it costs per month · Templeton $4,900/mo

to buy the typical home at today's mortgage rate — +$2,628 (+116%) since Jan 2020.

What the home itself did
1 year
Up $17,340 +2%
$916,245$933,585 since Sep 2025
5 years
Up $177,968 +24%
$755,617$933,585 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 $4,000 $5,000 2002 2006 2010 2014 2018 2022 2026 Templeton $4,900 California $3,997 United States $1,922
$1,000 $2,000 $3,000 $4,000 $5,000 2002 2010 2018 2026
  • Templeton$4,900
  • California$3,997
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 16 years.

Typical home values in Templeton, CA rose 1.9% over the past year — faster than the nation's +1.2%.

Living in Templeton, San Luis Obispo County, California

Templeton, in San Luis Obispo County, had 8,386 people in the 2020 census. Half its households earn more than $117,063 a year and half less, against $97,446 across San Luis Obispo County; 4% of its people live below the poverty line. 74% of its homes are lived in by their owners and 26% are rented. Unemployment in San Luis Obispo County was 4.7% in August 2026, and the county had 0.3% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then shops.

People 8,386 in the 2020 census; median age 39.7
Household income $117,063 the median, give or take $12,108 · San Luis Obispo County: $97,446
Unemployment 4.7% San Luis Obispo County, August 2026; 4.9% a year before
Homes 74% lived in by their owners; 26% rented

Written by AI Claude Sonnet 5.5 wrote this on 24 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Templeton is a small community in San Luis Obispo County where most homes are lived in by their owners, and the share of renters is lower than in many places. Household incomes run higher than across the county, and relatively few people live below the poverty line. Homes here are costly, and rents are high too. A good many adults hold a four-year degree.

Work. Many residents work in schools, hospitals and social care, followed by shops, manufacturing, and restaurants, hotels and entertainment. In town, the largest workplaces include Adventist Health Twin Cities, Templeton Unified and Compass Health. The typical commute is fairly short, and only a small number of people work from home. Across San Luis Obispo County, jobs slipped slightly last year, and unemployment is a little lower than it was a year earlier.

Things to do. Close by, Charles Paddock Zoo, Atascadero Lake and the Estrella Warbird Museum are all a short drive away. For a longer outing, Hearst Castle is a protected area that takes more time to reach, as is Cayucos State Beach on the coast. Winters are cool, summers turn hot by August, and there is little or no snow, so outdoor trips are possible through most of the year.

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  • 3,629households
  • 41%of adults have a degree
  • 4%below the poverty line
  • 21 mintypical commute
  • 9%work from home

What residents work in

  • Schools, hospitals and social care25%
  • Shops (retail)15%
  • Manufacturing11%
  • Restaurants, hotels and entertainment10%
  • Banks, insurance and property8%
  • Professional and business services6%

Employed residents by industry, from the Census survey. San Luis Obispo County had 121,634 jobs in 2025, 0.3% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in December, 61° and 33°; warmest in August, 92° and 53° 40° 60° 80° 100° J F M A M J J A 92° 53° S O N D 61° 33°
Average daily high and low for each month: coldest in December, 61° and 33°; warmest in August, 92° and 53° 40° 60° 80° 100° J F M A M J J A 92° 53° S O N D 61° 33°

Coldest in December, with highs near 61° and lows near 33°; warmest in August, with highs near 92° and lows near 53°. About 15 inches of rain a year, and little or no snow.

Average daily high and low, 1991–2020, at the Paso Robles weather station, 5 miles away (NOAA).

Largest workplaces in Templeton

  1. Adventist Health Twin CitiesGeneral hospital333FTE
  2. Templeton UnifiedSchool district155FTE
  3. Compass HealthSkilled nursing facilities128
  4. Trader Joe's 0211 TempletonGrocery store118
  5. Vineyard Professional ServicesGrape farming without making wine52
  6. Compass Group49
  7. Whitaker Construction GroupRoad construction43
  8. WM SLO County Hauling35

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 13 workplaces with 20 or more staff, 1,150 people in all. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Inland floodingRelatively high
  2. EarthquakesRelatively high
  3. Droughtrelatively high in parts of TempletonRelatively moderate
  4. Wildfirerelatively high in parts of TempletonRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Templeton’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on San Luis Obispo County and the San Luis Obispo-Paso Robles, CA metro.

Templeton home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 $800,000 2018 2020 2022 2024 2026 Templeton $933,585 California $761,538 United States $366,157
$200,000 $400,000 $600,000 $800,000 2018 2022 2026
  • Templeton$933,585
  • California$761,538
  • United States$366,157

Sellers are cutting prices on about 1 in 3 Templeton listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

20% 25% 30% 2026 Templeton 32.53% United States 26.90%
20% 25% 30% 2026
  • Templeton32.53%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

10 20 30 40 50 2018 2019 2020 2021 2022 2023 2024 2025 2026 Templeton 34
10 20 30 40 50 2018 2022 2026
  • Templeton34

New listings per month

Sellers arriving at the market.

5 8 10 12 2026 Templeton 8
5 8 10 12 2026
  • Templeton8

Zip codes with a Templeton address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Templeton — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Templeton