Templeton, Iowa.
Typical home $235,412 (+1.8% in a year). Carroll, IA metro.
to buy the typical home at today's mortgage rate — +$658 (+114%) since Jan 2020.
- 1 year
- Up $4,237 +2%
- $231,175$235,412 since Sep 2025
- 5 years
- Up $54,942 +30%
- $180,471$235,412 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Templeton$1,236
- Iowa$1,242
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 13 years.
Typical home values in Templeton, IA rose 1.8% over the past year — faster than the nation's +1.2%.
Living in Templeton, Carroll County, Iowa
Templeton is a city of 352 people in Carroll County. Half its households earn more than $75,000 a year and half less, against $72,930 across Carroll County; 5% of its people live below the poverty line. 94% of its homes are lived in by their owners and 6% are rented. Unemployment in Carroll County was 2.5% in August 2026, and the county had 0.4% fewer jobs in 2025 than the year before. The most people in Carroll County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Templeton is a very small Iowa city, where nearly everyone owns the home they live in. Household incomes sit a little above the county's, and fewer people live below the poverty line than in many places. Fewer adults hold a four-year degree than across much of the country, and winters are cold, with summers that turn warm in July.
Work. Residents work mostly in schools, hospitals and social care, followed by manufacturing, shops, and banks, insurance and property. Across Carroll County, some of the largest workplaces are Pella Corporation's Carroll Operations, which makes windows and doors, St. Anthony Regional Hospital, and the Carroll Community School District. The typical commute is short, and some residents work from home.
Things to do. Swan Lake is a lake a short drive away, and it is the closest of the nearby places. A longer drive brings you to the Museum of Danish America, and to Prairie Rose State Park, a park with room to walk and spend a day outdoors.
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- 160households
- 17%of adults have a degree
- 5%below the poverty line
- 16 mintypical commute
- 13%work from home
What people in Carroll County work in
Employed residents by industry, from the Census survey. Carroll County had 10,938 jobs in 2025, 0.4% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 28° and lows near 10°; warmest in July, with highs near 84° and lows near 64°. About 34 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Carroll weather station, 11 miles away (NOAA).
Largest workplaces in Carroll County
- Core-Mark Iowa700
- Pella Corporation - Carroll OperationsFrames, door and window, wood, manufacturing518
- St. Anthony Regional HospitalGeneral hospital312FTE
- Carroll Comm School DistrictSchool district284FTE
- WalmartWarehouse clubs and supercenters237
- ASB Sports AcquisitionSporting goods manufacturing170
- Hy-VeeSupermarkets and other grocery except convenience stores154
- Fareway Stores, Inc. 409 CarrollGrocery stores134
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 36 workplaces with 20 or more staff, 3,878 people in all across the county; Templeton has two of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HailVery high
- TornadoesVery high
- Strong windVery high
- Winter weatherRelatively high
- Cold wavesRelatively high
- DroughtRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Templeton’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Carroll County and the Carroll, IA metro.
Templeton home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Templeton$235,412
- Iowa$236,623
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Templeton address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Templeton — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.