States · Minnesota · Beltrami County

Tenstrike, Minnesota.

Typical home $264,938 (+4.3% in a year). Bemidji, MN metro.

What it costs per month · Tenstrike $1,391/mo

to buy the typical home at today's mortgage rate — +$757 (+120%) since Jan 2020.

What the home itself did
1 year
Up $10,934 +4%
$254,005$264,938 since Sep 2025
5 years
Up $58,102 +28%
$206,837$264,938 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Tenstrike $1,391 Minnesota $1,831 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Tenstrike$1,391
  • Minnesota$1,831
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 14 years.

Typical home values in Tenstrike, MN rose 4.3% over the past year — faster than the nation's +1.2%.

Living in Tenstrike, Beltrami County, Minnesota

Tenstrike is a city of 186 people in Beltrami County. Half its households earn more than $58,750 a year and half less, against $68,975 across Beltrami County; 9% of its people live below the poverty line. Unemployment in Beltrami County was 6.4% in August 2026, and the county had 0.3% fewer jobs in 2025 than the year before. The most people in Beltrami County work in schools and health care, then shops.

People 186 in the 2020 census
Household income $58,750 the median, give or take $10,897 · Beltrami County: $68,975
Unemployment 6.4% Beltrami County, August 2026; 5.2% a year before
Homes Too few homes in Tenstrike for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Tenstrike is a very small city in Beltrami County, the kind of place where residents are likely to know one another. Incomes in town run below the county's, and a typical home costs a moderate amount by national standards. Winters are long and cold, with January the coldest month and nights well below zero, while July brings warm days that are comfortable rather than hot.

Work. Many residents work in schools, hospitals and social care, followed by shops, restaurants and hotels, and government. Across Beltrami County, some of the largest workplaces are Sanford Bemidji, the Bemidji Public School District and Bemidji State University. Unemployment across the county is higher than it was a year earlier, and the number of jobs there has slipped slightly. Few residents work from home, and a four-year degree is held by a minority of adults.

Things to do. Water and woods define the area. Turtle Lake and Blackduck Lake are a short drive away, as are the Gull River and the North Turtle River. A longer drive brings you to Lake Bemidji State Park, a protected area on the shore of Lake Bemidji, and to the large reservoir of Lake Winnibigoshish.

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  • 21%of adults have a degree
  • 9%below the poverty line
  • 5%work from home

What people in Beltrami County work in

  • Schools, hospitals and social care32%
  • Shops (retail)12%
  • Restaurants, hotels and entertainment10%
  • Government8%
  • Building trades8%
  • Professional and business services6%

Employed residents by industry, from the Census survey. Beltrami County had 20,687 jobs in 2025, 0.3% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 18° and -9°; warmest in July, 78° and 54° 0° 20° 40° 60° 80° J 18° -9° F M A M J J 78° 54° A S O N D
Average daily high and low for each month: coldest in January, 18° and -9°; warmest in July, 78° and 54° 0° 20° 40° 60° 80° J 18° -9° F M A M J J 78° 54° A S O N D

Coldest in January, with highs near 18° and lows near -9°; warmest in July, with highs near 78° and lows near 54°.

Average daily high and low, 1991–2020, at the Blackduck weather station, 8 miles away (NOAA).

Largest workplaces in Beltrami County

  1. Sanford BemidjiGeneral hospital1,421FTE
  2. Bemidji Public School DistrictSchool district787FTE
  3. Bemidji State UniversityUniversity or college510
  4. WalmartWarehouse clubs and supercenters418
  5. Minnesota Department of Transportation District TwoTransportation departments, nonoperating264
  6. 9th Judicial DistrictExecutive offices, federal, state, and local220
  7. TargetDiscount department stores215
  8. Eldercare of BemidjiHomes for the elderly with nursing care200

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 76 workplaces with 20 or more staff, 8,111 people in all across the county; Tenstrike has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Winter weatherRelatively high
  2. Cold wavesRelatively high
  3. Inland floodingRelatively high
  4. WildfireRelatively moderate
  5. Strong windRelatively moderate
  6. HailRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Tenstrike’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Beltrami County and the Bemidji, MN metro.

Tenstrike home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Tenstrike $264,938 Minnesota $348,778 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Tenstrike$264,938
  • Minnesota$348,778
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Zip codes with a Tenstrike address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Tenstrike — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Tenstrike