States · Iowa · Humboldt County

Thor, Iowa.

Typical home $127,497 (+4.1% in a year). Fort Dodge, IA metro.

What it costs per month · Thor $669/mo

to buy the typical home at today's mortgage rate — +$264 (+65%) since Feb 2022.

What the home itself did
1 year
Up $4,981 +4%
$122,516$127,497 since Sep 2025

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Thor $669 Iowa $1,242 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Thor$669
  • Iowa$1,242
  • United States$1,922

Typical home values in Thor, IA rose 4.1% over the past year — faster than the nation's +1.2%.

Living in Thor, Humboldt County, Iowa

Thor is a city of 181 people in Humboldt County. Unemployment in Humboldt County was 3.1% in August 2026, and the county had 2.5% fewer jobs in 2025 than the year before. The most people in Humboldt County work in schools and health care, then manufacturing.

People 181 in the 2020 census
Household income Too few homes in Thor for the Census survey to measure.
Unemployment 3.1% Humboldt County, August 2026; 3.4% a year before
Homes Too few homes in Thor for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Thor is a very small city in Humboldt County, Iowa, so daily life moves at a quiet pace. Typical homes here are valued well below what many Americans pay, and few adults hold a four-year degree. Winters are cold, with January the coldest month, and summers turn warm in July; the year brings a fair amount of rain and melted snow.

Work. Residents work mostly in schools, hospitals and social care, with manufacturing, shops and the building trades close behind. Across Humboldt County, the largest workplaces include the Humboldt Comm School District, Humboldt County Memorial Hospital and Liguria Foods. Unemployment in the county has eased slightly over the past year, though there are somewhat fewer jobs there than a year ago, and household incomes in the county are typical for rural Iowa.

Things to do. Indian Creek, a river a short drive away, is the closest spot for time by the water. Farther out, a longer drive brings you to the Boone River and to Dolliver Memorial State Park, a protected area for walking and picnicking. The Oleson Park Music Pavilion, a theatre also a longer drive away, is another outing for an afternoon or evening.

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  • 6%of adults have a degree

What people in Humboldt County work in

  • Schools, hospitals and social care18%
  • Manufacturing16%
  • Shops (retail)12%
  • Building trades8%
  • Transport, warehouses and utilities8%
  • Farming, forestry and mining8%

Employed residents by industry, from the Census survey. Humboldt County had 3,713 jobs in 2025, 2.5% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 26° and 8°; warmest in July, 83° and 62° 0° 20° 40° 60° 80° J 26° 8° F M A M J J 83° 62° A S O N D
Average daily high and low for each month: coldest in January, 26° and 8°; warmest in July, 83° and 62° 0° 20° 40° 60° 80° J 26° 8° F M A M J J 83° 62° A S O N D

Coldest in January, with highs near 26° and lows near 8°; warmest in July, with highs near 83° and lows near 62°. About 36 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Dakota City weather station, 8 miles away (NOAA).

Largest workplaces in Humboldt County

  1. Humboldt Comm School DistrictSchool district200FTE
  2. Humboldt County Memorial HospitalCritical access hospital199FTE
  3. Liguria FoodsSausage and similar cased products made from purchased carcasses115
  4. Hy-VeeSupermarkets and other grocery except convenience stores103
  5. Precision Pulley & IdlerBelt conveyor systems manufacturing90
  6. Fareway Stores, Inc. 703 HumboldtGrocery stores79
  7. Corn Belt Power CooperativeElectric power transmission systems61
  8. Corteva AgriScienceSeed cleaning61

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 12 workplaces with 20 or more staff, 742 people in all across the county; Thor has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. DroughtRelatively high
  2. HailRelatively high
  3. Cold wavesRelatively high
  4. Winter weatherRelatively high
  5. Strong windRelatively high
  6. TornadoesRelatively high

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Thor’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Humboldt County and the Fort Dodge, IA metro.

Thor home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2022 2023 2024 2025 2026 Thor $127,497 Iowa $236,623 United States $366,157
$100,000 $200,000 $300,000 2022 2024 2026
  • Thor$127,497
  • Iowa$236,623
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
falling flat warming hot overheating runaway

Zip codes with a Thor address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Thor — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Thor