Thousand Oaks, California.
Typical home $1,027,863 (+1.8% in a year), asking rent $3,357 (+1.5%). Oxnard-Thousand Oaks-Ventura, CA metro.
to buy the typical home at today's mortgage rate — +$2,740 (+103%) since Jan 2020.
- 1 year
- Up $18,355 +2%
- $1,009,508$1,027,863 since Sep 2025
- 5 years
- Up $150,832 +17%
- $877,031$1,027,863 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Thousand Oaks$5,395
- California$3,997
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 22 years.
Typical home values in Thousand Oaks, CA rose 1.8% over the past year — faster than the nation's +1.2%.
Asking rents in Thousand Oaks, CA rose 1.5% over the past year — slower than the nation's +2.7%.
Owning the typical home in Thousand Oaks runs $3,718/mo more than renting one. The gap peaked at $4,009 in Oct 2023.
That is $7,076 a month against $3,357 rent: a $5,395 mortgage payment, plus $580 property tax and $1,100 insurance & upkeep.
Owning vs renting — Thousand Oaks
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$7,076
- Renting$3,357
- Mortgage only$5,395
Property tax · $580/mo 0.68% of value a year — the ACS 2020-2024 median bill over the median home value for Ventura County, CA
Insurance & upkeep · $1,100/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Thousand Oaks, Ventura County, California
Thousand Oaks is a city of 126,966 people in Ventura County. Half its households earn more than $135,603 a year and half less, against $109,797 across Ventura County; 9% of its people live below the poverty line. 71% of its homes are lived in by their owners and 29% are rented. Unemployment in Thousand Oaks was 4.5% in August 2026, and Ventura County had 0.1% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Thousand Oaks is a city in Ventura County, and its people tend to be older than in much of the country. Household incomes run above the county's, and most homes are lived in by their owners. Both homes and rents sit at the expensive end, and a large share of adults hold a four-year degree. Winters are mild and the summers warm, with little rain or snow through the year.
Work. Residents work mostly in schools, hospitals and social care, in professional and business services, and in restaurants, hotels and entertainment, with banks, insurance and property close behind. Among the biggest workplaces in town are Amgen, the pharmaceutical maker, Conejo Valley Unified, the school district, and Los Robles Hospital and Medical Center. The commute is moderate, and a good number of people work from home. Across the county, the number of jobs has barely changed from a year earlier.
Things to do. In or beside town, the Conejo Valley Botanical Garden is a place for a slow walk among plantings, and Jungleland USA is a zoo. The Ronald Reagan Presidential Library, a museum, is a short drive away. For a longer outing, Malibu Creek State Park is a protected area of open land, and the Getty Center is a museum that takes a longer drive to reach.
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- 46,546households
- 51%of adults have a degree
- 9%below the poverty line
- 25 mintypical commute
- 24%work from home
What residents work in
Employed residents by industry, from the Census survey. Ventura County had 335,864 jobs in 2025, 0.1% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in February, with highs near 68° and lows near 46°; warmest in September, with highs near 80° and lows near 59°. About 12 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Camarillo Airport weather station, 12 miles away (NOAA).
Largest workplaces in Thousand Oaks
- Amgen Inc. (Thousand Oaks, CA)Pharmaceutical preparations manufacturing5,033
- Amgen Remote WorkersPharmaceutical preparations manufacturing4,146
- Amgen USA (Sales - Flex workers)Durable goods agents and brokers, wholesale trade3,050
- Conejo Valley UnifiedSchool district1,550FTE
- Los Robles Hospital and Medical CTNGeneral hospital1,234FTE
- California Lutheran UniversityUniversity or college891
- Security Paving CompanyOverpass construction829
- Ventura County Fire Protection DistrictFire protection702
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 103 workplaces with 20 or more staff, 24,299 people in all. School districts come from the Common Core of Data (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- EarthquakesRelatively high
- Inland floodingRelatively high
- Wildfirerelatively high in parts of Thousand OaksRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Thousand Oaks’ census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Ventura County and the Oxnard-Thousand Oaks-Ventura, CA metro.
Thousand Oaks home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Thousand Oaks$1,027,863
- California$761,538
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Thousand Oaks listings, and the typical home goes pending in 25 days — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Thousand Oaks32.61%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Thousand Oaks25
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Thousand Oaks391
New listings per month
Sellers arriving at the market.
- Thousand Oaks120
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Thousand Oaks$982,245
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Thousand Oaks98.84%
Zip codes with a Thousand Oaks address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Thousand Oaks — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Thousand Oaks
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 91320 | Newbury Park | 43,472 | $3,447 | $1,002,401 |
| 91360 | Thousand Oaks | 42,236 | $3,370 | $1,000,097 |
| 91362 | Thousand Oaks | 35,996 | $3,528 | $1,183,426 |