Tioga, Pennsylvania.
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to buy the typical home at today's mortgage rate — +$793 (+111%) since Jan 2020.
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Pennsylvania$1,507
- United States$1,922
Living in Tioga, Tioga County, Pennsylvania
Tioga is a borough of 606 people in Tioga County. Half its households earn more than $44,659 a year and half less, against $64,899 across Tioga County; 20% of its people live below the poverty line. 77% of its homes are lived in by their owners and 23% are rented. Unemployment in Tioga County was 4.2% in August 2026, and the county had 1.6% fewer jobs in 2025 than the year before. The most people in Tioga County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Tioga is a very small borough, with a population that would fill little more than a handful of streets, and most of its residents own the homes they live in. Household incomes are lower than across the county, and more residents live below the poverty line than you might expect in a place where so many own their homes. Few adults hold a four-year degree. Winters are cold, with January the coldest month, and a good deal of snow falls each year; summers are comfortably warm, and the year brings a fair amount of rain.
Work. Residents work mostly in schools, hospitals and social care, in manufacturing, in shops, and in restaurants, hotels and entertainment. Across Tioga County, some of the largest workplaces are UPMC Wellsboro, a critical access hospital, Northern Tioga Schools, and Walmart. The typical commute is a fairly short one, and a modest number of people work from home. Unemployment across the county has eased compared with a year earlier, though the county has fewer jobs than it did the year before.
Things to do. Crooked Creek and Mill Creek, both rivers, run in or beside town, and State Game Lands Number 37, a protected area, lies close by as well. Hills Creek State Park is a short drive away and makes an easy outing for a day outdoors. For something farther afield, Leonard Harrison State Park is a longer drive away, set among the wooded country that the region is known for.
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- 279households
- 11%of adults have a degree
- 20%below the poverty line
- 23 mintypical commute
- 10%work from home
What people in Tioga County work in
Employed residents by industry, from the Census survey. Tioga County had 12,196 jobs in 2025, 1.6% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 32° and lows near 15°; warmest in July, with highs near 82° and lows near 58°. About 43 inches of snow and 36 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Tioga Hammond Dam weather station, under a mile away (NOAA).
Largest workplaces in Tioga County
- Upmc WellsboroCritical access hospital400FTE
- Westlake Royal Bulding Products (Metamora of PA)Building materials, plastics, manufacturing325
- Northern Tioga SDSchool district294FTE
- Southern Tioga SDSchool district253FTE
- WalmartWarehouse clubs and supercenters249
- Victaulic LawrencevilleCast iron pipe and pipe fittings manufacturing242
- Partners In ProgressVocational rehabilitation agencies195
- Wellsboro Area SDSchool district195FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 30 workplaces with 20 or more staff, 3,210 people in all across the county; Tioga has one of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Inland floodingRelatively high
- Winter weatherRelatively high
- Strong windRelatively moderate
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Tioga’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Tioga County.
Tioga home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
Not enough data to draw this yet.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Tioga8
Zip codes with a Tioga address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Tioga — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.