Tipp City, Ohio.
Typical home $346,445 (+1.7% in a year), asking rent $1,786 (+0.2%). Dayton-Kettering, OH metro.
Property tax and schools in Tipp City
Tipp City’s own tax page → what a home here pays, who charges it, its levies and ballot, and its schools.
Tipp City is in Miami County, where its property tax is set. Its homes there are in 3 school districts: Bethel Local, Tipp City Exempted Village and Troy City. Check your own bill.
to buy the typical home at today's mortgage rate — +$980 (+117%) since Jan 2020.
- 1 year
- Up $5,708 +2%
- $340,736$346,445 since Sep 2025
- 5 years
- Up $72,033 +26%
- $274,412$346,445 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Tipp City$1,818
- Ohio$1,291
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in Tipp City, OH rose 1.7% over the past year — faster than the nation's +1.2%.
Asking rents in Tipp City, OH rose 0.2% over the past year — slower than the nation's +2.7%.
Owning the typical home in Tipp City runs $687/mo more than renting one — the widest that gap has been in this data.
That is $2,473 a month against $1,786 rent: a $1,818 mortgage payment, plus $284 property tax and $371 insurance & upkeep.
Owning vs renting — Tipp City
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,473
- Renting$1,786
- Mortgage only$1,818
Property tax · $284/mo 0.98% of value a year — the ACS 2020-2024 median bill over the median home value for Miami County, OH
Insurance & upkeep · $371/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Tipp City, Miami County, Ohio
Tipp City is a city of 10,274 people in Miami County. Half its households earn more than $78,098 a year and half less, against $76,817 across Miami County; 6% of its people live below the poverty line. 70% of its homes are lived in by their owners and 30% are rented. Unemployment in Miami County was 3.1% in August 2026, and the county had 0.4% more jobs in 2025 than the year before. The most residents work in manufacturing, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Tipp City is a small city in Miami County where most homes are lived in by their owners, and where household incomes sit a little above the county's. Residents are somewhat older than in many places, and a four-year degree is held by a fair number of adults. Winters are cold, with January highs near freezing and a good deal of snow, while summers turn warm and rain falls through much of the year.
Work. Residents work mainly in manufacturing, in schools, hospitals and social care, in restaurants, hotels and entertainment, and in shops. The largest workplaces in Tipp City include Tipp City Exempted Village Schools, Meijer and Repacorp. Commutes are fairly short, and some people work from home.
Things to do. The National Museum of the United States Air Force, a museum, is a longer drive away, as is the National Aviation Hall of Fame, another museum. Also a longer drive off are Sycamore State Park, a protected area, and the Little Miami Scenic Trail, a trail for walking or cycling.
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- 4,382households
- 34%of adults have a degree
- 6%below the poverty line
- 21 mintypical commute
- 11%work from home
What residents work in
Employed residents by industry, from the Census survey. Miami County had 41,783 jobs in 2025, 0.4% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 37° and lows near 22°; warmest in July, with highs near 86° and lows near 66°. About 25 inches of snow and 41 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Dayton International Airport weather station, 4 miles away (NOAA).
Largest employers in Tipp City
- Meijer, Inc.1,795
- Tipp City Exempted Village School District544
- FHI LLC523
- Abbott Laboratories446
- US Express243
- Menards233
- Otterbein Clearcreek (formerly Adcare Health)232
- DFAS (Defense Finance Accounting System)201
From the City of Tipp City’s annual financial report for 2024, its schedule of principal employers (its source: “Tipp City Income Tax Department and Tipp City Chamber of Commerce”), as Ohio’s Auditor of State publishes it: the report. Employees as the report counts them.
Natural hazards
- LightningRelatively high
- Ice stormsRelatively moderate
- Strong windrelatively high in parts of Tipp CityRelatively moderate
- HailRelatively moderate
- TornadoesRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Tipp City’s census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Miami County and the Dayton-Kettering, OH metro.
Tipp City home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Tipp City$346,445
- Ohio$245,982
- United States$366,157
Sellers are cutting prices on about 1 in 3 Tipp City listings, and the typical home goes pending in 18 days — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Tipp City39.81%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Tipp City18
- United States24
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Tipp City95
New listings per month
Sellers arriving at the market.
- Tipp City32
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Tipp City$337,175
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Tipp City98.15%
Zip codes with a Tipp City address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Tipp City — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.