Tipton, Iowa.
Typical home $243,562 (+4.4% in a year).
to buy the typical home at today's mortgage rate — +$675 (+112%) since Jan 2020.
- 1 year
- Up $10,301 +4%
- $233,261$243,562 since Sep 2025
- 5 years
- Up $52,766 +28%
- $190,796$243,562 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Tipton$1,278
- Iowa$1,242
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 14 years.
Typical home values in Tipton, IA rose 4.4% over the past year — faster than the nation's +1.2%.
Living in Tipton, Cedar County, Iowa
Tipton is a city of 3,149 people in Cedar County. Half its households earn more than $61,115 a year and half less, against $80,602 across Cedar County; 12% of its people live below the poverty line. 72% of its homes are lived in by their owners and 28% are rented. Unemployment in Cedar County was 3.0% in August 2026, and the county had 0.7% more jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Tipton is a small city and the seat of Cedar County, Iowa. Household incomes here run below the county's as a whole, and most homes are lived in by their owners. Winters are cold, with January the coldest month, and summers turn warm in July, with a fair amount of rain and melted snow through the year.
Work. Residents work mostly in schools, hospitals and social care, with manufacturing, shops and the building trades also common. Among the largest workplaces in Tipton are the Tipton Comm School District, Cedar County itself and CDS Global Tipton. Unemployment across Cedar County has eased a little over the past year, and the number of jobs there has edged up.
Things to do. The Hardacre Theatre is in or beside town, making it the easiest outing close to home. Gower Creek, a river, is a short drive away. For a longer day out, Wildcat Den State Park is a protected area a longer drive away, as is the Herbert Hoover National Historic Site.
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- 1,339households
- 20%of adults have a degree
- 12%below the poverty line
- 26 mintypical commute
- 9%work from home
What residents work in
Employed residents by industry, from the Census survey. Cedar County had 5,205 jobs in 2025, 0.7% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 29° and lows near 12°; warmest in July, with highs near 84° and lows near 64°. About 36 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Tipton weather station, under a mile away (NOAA).
Largest workplaces in Tipton
- Tipton Comm School DistrictSchool district144FTE
- Cedar CountyExecutive and legislative office combinations141
- CDS Global TiptonPrint shops, digital51
- Cedar County Sheriff's OfficeCriminal investigation offices, government45
- Cedar PolyPlastics resins compounding from recycled materials42
- Cedar County Secondary RoadsSign erection, highway, roads street or bridge35
- Prairie Hills at TiptonAssisted-living facilities without on-site nursing care facilities31
- TiptonStructural steel, fabricated, manufacturing26
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 7 workplaces with 20 or more staff, 371 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windVery high
- HailRelatively high
- TornadoesRelatively high
- Winter weatherRelatively high
- DroughtRelatively moderate
- Ice stormsRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Tipton’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Cedar County.
Tipton home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Tipton$243,562
- Iowa$236,623
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 4 Tipton listings — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Tipton22.89%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Tipton36
New listings per month
Sellers arriving at the market.
- Tipton10
Zip codes with a Tipton address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Tipton — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.