Toone, Tennessee.
Typical home $183,937 (+6.3% in a year).
to buy the typical home at today's mortgage rate — +$436 (+82%) since Feb 2022.
- 1 year
- Up $10,887 +6%
- $173,049$183,937 since Sep 2025
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Toone$965
- Tennessee$1,737
- United States$1,922
Typical home values in Toone, TN rose 6.3% over the past year — faster than the nation's +1.2%.
Living in Toone, Hardeman County, Tennessee
Toone is a town of 270 people in Hardeman County. Half its households earn more than $37,063 a year and half less, against $46,069 across Hardeman County. Unemployment in Hardeman County was 5.1% in August 2026, and the county had 2.7% fewer jobs in 2025 than the year before. The most people in Hardeman County work in manufacturing, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Toone is a very small town in Hardeman County, Tennessee, with far fewer residents than most places a visitor would think of as a town. Household incomes here run below the county's, and the typical home value is modest, so it is an inexpensive place to buy a house. Few adults hold a four-year degree, which fits a community where most people work with their hands or in local services. Winters are cool, with January the coldest month and only a dusting of snow in a typical year. Summers are hot, with July the warmest month, and the year brings a good deal of rain.
Work. Residents work mostly in manufacturing, in schools, hospitals and social care, in shops, and in transport, warehouses and utilities. Across Hardeman County, the largest workplaces include TK Elevator Middleton MFG, Hardeman County Schools and Kilgore Flares Co. Unemployment in the county is a little lower than it was a year ago, though the county has fewer jobs than it did the year before.
Things to do. Chickasaw State Park is a protected area a short drive away, and is the nearest place to walk, picnic or spend a day outdoors. A longer drive brings you to the Wolf River, and to Pinson Mounds, an archaeological site. Both are reasonable day trips for anyone who likes rivers or early history.
Report a mistake
- 6%of adults have a degree
What people in Hardeman County work in
Employed residents by industry, from the Census survey. Hardeman County had 6,396 jobs in 2025, 2.7% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 49° and lows near 28°; warmest in July, with highs near 90° and lows near 69°. About 2 inches of snow and 56 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Bolivar Wtr Wks weather station, 7 miles away (NOAA).
Largest workplaces in Hardeman County
- TK Elevator Middleton MFGPrimarily engaged in manufacturing elevators and moving stairways863
- Hardeman County SchoolsSchool district432FTE
- Kilgore Flares CoPyrotechnics manufacturing349
- Western Mental Hlth InstitPsychiatric hospital236FTE
- WalmartWarehouse clubs and supercenters222
- Houchens Food GroupSupermarkets and other grocery stores66
- Bolivar General HospitalCritical access hospital56FTE
- F. L. Crane & Sons SkidsSkids and pallets, wood or wood and metal combination, manufacturing53
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 10 workplaces with 20 or more staff, 1,758 people in all across the county; Toone has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesVery high
- Cold wavesRelatively high
- EarthquakesRelatively high
- Strong windRelatively high
- LightningRelatively high
- LandslidesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Toone’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Hardeman County.
Toone home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Toone$183,937
- Tennessee$330,844
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Toone address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Toone — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.