States · Maine · Sagadahoc County

Topsham, Maine.

Typical home $469,208 (+0.6% in a year), asking rent $1,850 . Portland-South Portland, ME metro.

What it costs per month · Topsham $2,463/mo

to buy the typical home at today's mortgage rate — +$1,470 (+148%) since Jan 2020.

What the home itself did
1 year
Up $2,706 +1%
$466,502$469,208 since Sep 2025
5 years
Up $108,290 +30%
$360,918$469,208 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 Topsham $2,463 Maine $2,162 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • Topsham$2,463
  • Maine$2,162
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in Topsham, ME rose 0.6% over the past year — slower than the nation's +1.2%.

Living in Topsham, Sagadahoc County, Maine

Topsham, in Sagadahoc County, had 6,623 people in the 2020 census. Half its households earn more than $100,024 a year and half less, against $87,806 across Sagadahoc County; 6% of its people live below the poverty line. 75% of its homes are lived in by their owners and 25% are rented. Unemployment in Sagadahoc County was 2.7% in August 2026, and the county had 0.6% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then shops.

People 6,623 in the 2020 census; median age 45.6
Household income $100,024 the median, give or take $18,119 · Sagadahoc County: $87,806
Unemployment 2.7% Sagadahoc County, August 2026; 2.6% a year before
Homes 75% lived in by their owners; 25% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Topsham is a small Maine community on the Androscoggin River, with an older population than the country as a whole and incomes above the county's. Most homes are lived in by their owners, and typical home values run high. Winters are cold and snowy, with a good deal of rain and melted snow across the year, and summers stay mild.

Work. Many residents work in schools, hospitals and social care, with shops, restaurants and hotels close behind. Among the largest workplaces in Topsham are Hannaford, Target and Demoulas Super Markets. A good share of residents hold a four-year degree, and a fair number work from home, while others make a commute of moderate length. Unemployment across Sagadahoc County is low, and the county has lost a few jobs over the past year.

Things to do. In or beside town, Brunswick Falls is a waterfall worth a walk. A short drive away are the Bowdoin College Museum of Art and the Maine Maritime Museum, both good for a quiet afternoon. For a longer drive, Wolfe's Neck Woods State Park offers protected woodland and shoreline to explore.

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  • 3,015households
  • 52%of adults have a degree
  • 6%below the poverty line
  • 24 mintypical commute
  • 18%work from home

What residents work in

  • Schools, hospitals and social care26%
  • Shops (retail)13%
  • Other services11%
  • Restaurants, hotels and entertainment11%
  • Professional and business services7%
  • Building trades7%

Employed residents by industry, from the Census survey. Sagadahoc County had 17,054 jobs in 2025, 0.6% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 30° and 12°; warmest in July, 79° and 59° 20° 40° 60° 80° J 30° 12° F M A M J J 79° 59° A S O N D
Average daily high and low for each month: coldest in January, 30° and 12°; warmest in July, 79° and 59° 20° 40° 60° 80° J 30° 12° F M A M J J 79° 59° A S O N D

Coldest in January, with highs near 30° and lows near 12°; warmest in July, with highs near 79° and lows near 59°. About 67 inches of snow and 50 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Brunswick Nas weather station, 3 miles away (NOAA).

Largest workplaces in Topsham

  1. Demoulas Super Markets217
  2. TargetDiscount department stores169
  3. HannafordGrocery stores159
  4. Grace ManagementAssisted-living facilities without on-site nursing care facilities155
  5. Crooker ConstructionOverpass construction113
  6. Goodwill NNEUsed merch stores40
  7. Goodwill NNEVoc rehab29
  8. Crooker constructionCentral-mixed concrete manufacturing25

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 9 workplaces with 20 or more staff, 930 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Winter weatherVery high
  2. Ice stormsRelatively high
  3. Coastal floodingRelatively high
  4. HurricanesRelatively moderate
  5. LightningRelatively moderate
  6. Strong windRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Topsham’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Sagadahoc County and the Portland-South Portland, ME metro.

Topsham home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 Topsham $469,208 Maine $412,002 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • Topsham$469,208
  • Maine$412,002
  • United States$366,157
Property tax, 2026 roll $5,124/yr median bill inside Topsham, effective 1.14% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.

Sellers are cutting prices on about 1 in 4 Topsham listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

17.5% 20.0% 22.5% 25.0% 2026 Topsham 25.20% United States 26.90%
17.5% 20.0% 22.5% 25.0% 2026
  • Topsham25.20%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

10 20 30 40 50 2018 2019 2020 2021 2022 2023 2024 2025 2026 Topsham 27
10 20 30 40 50 2018 2022 2026
  • Topsham27

New listings per month

Sellers arriving at the market.

6 8 10 12 2026 Topsham 10
6 8 10 12 2026
  • Topsham10

Zip codes with a Topsham address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Topsham — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Topsham