Troy, Maine.
Typical home $257,543 (+7.7% in a year).
to buy the typical home at today's mortgage rate — +$817 (+153%) since Jan 2020.
- 1 year
- Up $18,425 +8%
- $239,119$257,543 since Sep 2025
- 5 years
- Up $62,443 +32%
- $195,100$257,543 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Troy$1,352
- Maine$2,162
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 12 years.
Typical home values in Troy, ME rose 7.7% over the past year — faster than the nation's +1.2%.
Living in Troy, Waldo County, Maine
Troy is a town of 1,018 people in Waldo County. 86% of its homes are lived in by their owners and 14% are rented. Unemployment in Waldo County was 3.4% in August 2026, and the county had 0.2% more jobs in 2025 than the year before. The most residents work in professional services, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Troy is a small Waldo County town where nearly everyone owns the home they live in, and renters are few. Winters are cold and snowy, with January the coldest month, and summers are warm in July without turning hot. A good share of residents work from home, and a four-year degree is less common among adults here than across much of the country.
Work. Residents work mostly in professional and business services, in schools, hospitals and social care, in manufacturing, and in shops. Across Waldo County, the largest workplaces include Waldo County General Hospital, RSU 71 Schools and Mathews Brothers Company. Unemployment across the county is a little higher than a year ago, and the number of jobs has barely changed.
Things to do. Carlton Pond Waterfowl Production Area is a protected area in or beside town, and Unity Pond, a lake, is a short drive away. The East Branch Sebasticook River is also a short drive off. For a longer outing, Fort Knox is a fort a longer drive away.
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- 434households
- 22%of adults have a degree
- 18%below the poverty line
- 25%work from home
What residents work in
Employed residents by industry, from the Census survey. Waldo County had 11,300 jobs in 2025, 0.2% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 28° and lows near 6°; warmest in July, with highs near 80° and lows near 58°. About 72 inches of snow and 45 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Corinna weather station, 17 miles away (NOAA).
Largest workplaces in Waldo County
- Waldo County General HospitalCritical access hospital520FTE
- RSU 71 SchoolsSchool district368FTE
- Mathews Brothers CompanyWindows and window frames, vinyl, manufacturing297
- RSU 03/msad 03 SchoolsSchool district245FTE
- HannafordGrocery stores218
- Mowi USASeafood and seafood products manufacturing171
- Robbins LumberBeams, wood, made from logs or bolts145
- RSU 20 SchoolsSchool district139FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 22 workplaces with 20 or more staff, 2,113 people in all across the county; Troy has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherRelatively high
- Ice stormsRelatively high
- HurricanesRelatively moderate
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Waldo County, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Waldo County.
Troy home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Troy$257,543
- Maine$412,002
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Troy address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Troy — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.