Troy, South Carolina.
Typical home $115,343 (+4.4% in a year). Greenwood, SC metro.
to buy the typical home at today's mortgage rate — +$135 (+29%) since Jan 2020.
- 1 year
- Up $4,839 +4%
- $110,504$115,343 since Sep 2025
- 5 years
- Down $13,467 -10%
- $128,810$115,343 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Troy$605
- South Carolina$1,597
- United States$1,922
At the last five years' pace, prices here aren't rising.
Typical home values in Troy, SC rose 4.4% over the past year — faster than the nation's +1.2%.
Living in Troy, McCormick County, South Carolina
Troy is a town of 83 people in McCormick County. Unemployment in McCormick County was 5.5% in August 2026, and the county had 1.9% fewer jobs in 2025 than the year before. The most people in McCormick County work in schools and health care, then manufacturing.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Troy is a small, quiet town in McCormick County in western South Carolina, with very few residents. Its winters are cool and its summers are hot, and rain falls across much of the year. The town sits within easy reach of several lakes, rivers and parks.
Work. Residents work in schools, hospitals and social care, in manufacturing, in local shops, and in professional and business services. Many of the town's working people are employed in the county's larger service and health sectors. Jobs in these fields make up much of what is available close to home.
Things to do. Baker Creek State Park and Hickory Knob State Resort Park are both protected areas a short drive away. Ninety Six National Historic Site, also a protected area, is a longer drive away, and Lake Greenwood, a lake, is a longer drive away too.
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What people in McCormick County work in
Employed residents by industry, from the Census survey. McCormick County had 2,024 jobs in 2025, 1.9% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 56° and lows near 33°; warmest in July, with highs near 92° and lows near 70°. About 47 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Mccormick weather station, 6 miles away (NOAA).
Largest workplaces in McCormick County
- McCormick 01 SchoolsSchool district148FTE
- Food LionGrocery stores73
- SC Dept of Parks, Recreation and TourismCommunity recreation programs, government68
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 2 workplaces with 20 or more staff, 141 people in all across the county; Troy has none of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesRelatively high
- Ice stormsRelatively moderate
- TornadoesRelatively moderate
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Troy’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on McCormick County and the Greenwood, SC metro.
Troy home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Troy$115,343
- South Carolina$304,319
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Troy address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Troy — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.