Tucson, Arizona.
Typical home $318,760 (-1.9% in a year), asking rent $1,428 (+1.4%). Tucson, AZ metro.
to buy the typical home at today's mortgage rate — +$868 (+108%) since Jan 2020.
- 1 year
- Down $6,176 -2%
- $324,935$318,760 since Sep 2025
- 5 years
- Up $27,932 +10%
- $290,828$318,760 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Tucson$1,673
- Arizona$2,187
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 38 years.
Typical home values in Tucson, AZ fell 1.9% over the past year — slower than the nation's +1.2%.
Asking rents in Tucson, AZ rose 1.4% over the past year — slower than the nation's +2.7%.
Owning the typical home in Tucson runs $775/mo more than renting one. The gap peaked at $968 in Oct 2023.
That is $2,203 a month against $1,428 rent: a $1,673 mortgage payment, plus $189 property tax and $341 insurance & upkeep.
Owning vs renting — Tucson
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,203
- Renting$1,428
- Mortgage only$1,673
Property tax · $189/mo 0.71% of value a year — the ACS 2020-2024 median bill over the median home value for Pima County, AZ
Insurance & upkeep · $341/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Tucson, Pima County, Arizona
Tucson is a city of 542,629 people in Pima County. Half its households earn more than $57,073 a year and half less, against $70,315 across Pima County; 19% of its people live below the poverty line. 52% of its homes are lived in by their owners and 48% are rented. Unemployment in Tucson was 5.7% in August 2026, and Pima County had 0.2% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Tucson is a large city in southern Arizona and the biggest in Pima County. Its residents are younger than most, and household incomes sit below the county's as a whole. Renters and owners are about evenly matched, which is more renting than across the county. Winters are mild, with little or no snow, and summers are very hot and dry, with rain scarce through the year.
Work. Many residents work in schools, hospitals and social care, with shops, professional and business services, and restaurants, hotels and entertainment close behind. Among the largest workplaces in Tucson are Tucson Unified District, Banner University MED Center Tucson and Tucson Medical Center. Unemployment has edged up a little over the past year, and job growth across the county has been very slight.
Things to do. Saguaro National Park is a national park a longer drive away, and the Arizona-Sonora Desert Museum, a zoo, is also a longer drive out. In or beside town, the Pima Air & Space Museum is a museum. A short drive away, Tucson Botanical Gardens offers a botanical garden to wander through.
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- 228,020households
- 31%of adults have a degree
- 19%below the poverty line
- 22 mintypical commute
- 14%work from home
What residents work in
Employed residents by industry, from the Census survey. Pima County had 387,065 jobs in 2025, 0.2% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in December, with highs near 66° and lows near 40°; warmest in June, with highs near 101° and lows near 71°. About 11 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Tucson International Airport weather station, 5 miles away (NOAA).
Largest workplaces in Tucson
- Raytheon_Tucson_AZ_Airport Site10,714
- Tucson Unified District (4403)School district6,441FTE
- Banner University MED Center TucsonGeneral hospital3,670FTE
- Tucson Medical CenterGeneral hospital3,347FTE
- Veterans Health AdministrationFederal government · Department of Veterans Affairs3,340
- AmazonGeneral warehousing and storage3,139
- Pima Community CollegeTwo-year college2,377
- Amphitheater Unified District (4406)School district1,723FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 374 workplaces with 20 or more staff, 63,503 people in all. School districts come from the Common Core of Data (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023), federal offices from OPM's federal workforce data (2026) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Heat wavesVery high
- Inland floodingrelatively high in parts of TucsonRelatively moderate
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Tucson’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Pima County and the Tucson, AZ metro.
Tucson home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Tucson$318,760
- Arizona$416,733
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Tucson listings, and the typical home goes pending in 33 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Tucson29.12%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Tucson33
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Tucson3,110
New listings per month
Sellers arriving at the market.
- Tucson813
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Tucson$325,106
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Tucson98.27%
Zip codes with a Tucson address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Tucson — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Tucson
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 85710 | Tucson | 56,125 | $1,110 | $292,090 |
| 85705 | Tucson | 54,700 | $1,023 | $248,821 |
| 85706 | Tucson | 54,236 | $1,389 | $255,473 |
| 85719 | Tucson | 51,833 | $1,421 | $333,026 |
| 85713 | Tucson | 46,439 | $1,392 | $233,227 |
| 85746 | Tucson | 42,835 | $1,216 | $280,540 |
| 85711 | Tucson | 42,558 | $1,160 | $277,247 |
| 85730 | Tucson | 39,399 | $1,546 | $282,506 |
| 85756 | Tucson | 37,700 | $1,930 | $303,044 |
| 85745 | Tucson | 36,999 | $1,453 | $355,347 |
| 85704 | Tucson | 35,210 | $1,493 | $444,289 |
| 85741 | Tucson | 33,679 | $1,690 | $320,882 |
| 85716 | Tucson | 32,976 | $1,160 | $305,194 |
| 85712 | Tucson | 31,571 | $1,147 | $276,063 |
| 85743 | Tucson | 31,300 | $1,769 | $389,838 |
| 85718 | Tucson | 28,125 | $1,425 | $729,151 |
| 85747 | Tucson | 27,753 | $2,013 | $361,997 |
| 85750 | Tucson | 24,886 | $1,551 | $592,194 |
| 85757 | Tucson | 21,259 | $1,917 | $318,350 |
| 85748 | Tucson | 20,103 | $1,738 | $368,148 |
| 85715 | Tucson | 19,198 | $1,580 | $370,726 |
| 85749 | Tucson | 18,843 | $1,697 | $651,486 |
| 85714 | Tucson | 14,498 | $995 | $226,761 |
| 85735 | Tucson | 10,718 | — | $325,034 |
| 85701 | Tucson | 5,498 | $1,253 | $386,346 |