States · Wisconsin · Polk County

Turtle Lake, Wisconsin.

Typical home $316,207 (+4.3% in a year).

What it costs per month · Turtle Lake $1,660/mo

to buy the typical home at today's mortgage rate — +$966 (+139%) since Jan 2020.

What the home itself did
1 year
Up $12,937 +4%
$303,270$316,207 since Sep 2025
5 years
Up $72,871 +30%
$243,336$316,207 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Turtle Lake $1,660 Wisconsin $1,770 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Turtle Lake$1,660
  • Wisconsin$1,770
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in Turtle Lake, WI rose 4.3% over the past year — faster than the nation's +1.2%.

Living in Turtle Lake, Polk County, Wisconsin

Turtle Lake is a village of 1,037 people in Polk County. Half its households earn more than $61,250 a year and half less, against $77,219 across Polk County; 5% of its people live below the poverty line. Unemployment in Polk County was 3.6% in August 2026, and the county had 3.1% fewer jobs in 2025 than the year before. The most residents work in manufacturing, then schools and health care.

People 1,037 in the 2020 census
Household income $61,250 the median, give or take $3,183 · Polk County: $77,219
Unemployment 3.6% Polk County, August 2026; 3.3% a year before
Homes Too few homes in Turtle Lake for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Turtle Lake is a small village in Polk County, Wisconsin, where people tend to know one another. Household incomes run below the county's, and homes here are priced in line with a small northern Wisconsin community rather than a big-city market. Winters are long, cold and snowy, with January the coldest month and plenty of snow through the season, while summers are pleasantly warm and the year brings a fair amount of rain and melted snow.

Work. Many residents work in manufacturing, in schools, hospitals and social care, in restaurants, hotels and entertainment, or in shops. Lake Country Dairy, which makes cheese, and the Turtle Lake School District are among the largest workplaces in the village, and Wisconsin Whey Protein also employs people locally. The drive to work is fairly short, and some residents work from home. Across Polk County, jobs have dipped slightly over the past year, and unemployment is a little higher than it was a year ago.

Things to do. White Ash Lake is a short drive away and is the closest spot for time on the water. For a longer outing, Saint Croix National Scenic Riverway is a protected area along the river, and Straight Lake State Park is another protected area a longer drive away. Both suit walking, paddling and a day spent outdoors.

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  • 494households
  • 22%of adults have a degree
  • 5%below the poverty line
  • 22 mintypical commute
  • 12%work from home

What residents work in

  • Manufacturing30%
  • Schools, hospitals and social care19%
  • Restaurants, hotels and entertainment12%
  • Shops (retail)11%
  • Other services11%
  • Professional and business services4%

Employed residents by industry, from the Census survey. Polk County had 15,663 jobs in 2025, 3.1% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 19° and 0°; warmest in July, 79° and 59° 0° 20° 40° 60° 80° J 19° 0° F M A M J J 79° 59° A S O N D
Average daily high and low for each month: coldest in January, 19° and 0°; warmest in July, 79° and 59° 0° 20° 40° 60° 80° J 19° 0° F M A M J J 79° 59° A S O N D

Coldest in January, with highs near 19° and lows near 0°; warmest in July, with highs near 79° and lows near 59°. About 56 inches of snow and 34 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Cumberland weather station, 12 miles away (NOAA).

Largest workplaces in Turtle Lake

  1. Lake Country DairyCheese manufacturing142
  2. Turtle Lake School DistrictSchool district72FTE
  3. Infinity Retail ServicesBoxspring frames manufacturing62
  4. Wisconsin Whey Protein - Turtle LakeLactose manufacturing41

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 245 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Cold wavesRelatively high
  2. Strong windRelatively high
  3. HailRelatively moderate
  4. TornadoesRelatively moderate
  5. LightningRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Polk County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Polk County.

Turtle Lake home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Turtle Lake $316,207 Wisconsin $337,196 United States $366,157
$200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Turtle Lake$316,207
  • Wisconsin$337,196
  • United States$366,157
Property tax, 2026 roll $2,923/yr median bill inside Turtle Lake, effective 1.02% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

5 8 10 12 2026 Turtle Lake 13
5 8 10 12 2026
  • Turtle Lake13

New listings per month

Sellers arriving at the market.

5 5 5 2026 Turtle Lake 5
5 5 5 2026
  • Turtle Lake5

Zip codes with a Turtle Lake address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Turtle Lake — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Turtle Lake