Turtle, Wisconsin.
Typical home $376,315 (+7.8% in a year). Janesville-Beloit, WI metro.
to buy the typical home at today's mortgage rate — +$1,138 (+136%) since Jan 2020.
- 1 year
- Up $27,297 +8%
- $349,018$376,315 since Sep 2025
- 5 years
- Up $98,637 +36%
- $277,678$376,315 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Turtle$1,975
- Wisconsin$1,770
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in Turtle, WI rose 7.8% over the past year — faster than the nation's +1.2%.
Living in Turtle, Rock County, Wisconsin
Turtle is a town of 2,393 people in Rock County. Half its households earn more than $93,750 a year and half less, against $75,673 across Rock County; 6% of its people live below the poverty line. 87% of its homes are lived in by their owners and 13% are rented. Unemployment in Rock County was 3.7% in August 2026, and the county had 0.2% more jobs in 2025 than the year before. The most residents work in manufacturing, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Turtle is a small town in Rock County, Wisconsin, where nearly everyone owns the home they live in. Household incomes run well above the county's, and fewer residents live below the poverty line than you might expect. Winters are cold and snowy, with January the coldest month, and summers are warm, with July the warmest. Rain and melted snow add up to a good deal over the year.
Work. Residents work mostly in manufacturing, shops, schools, hospitals and social care, and the building trades. Across Rock County, some of the largest workplaces are Mercy Health System, the Janesville School District and Beloit Memorial Hospital. Many people drive a fair way to their jobs, and some work from home.
Things to do. The Pecatonica River is a short drive away, and so are the Angel Museum and the Logan Museum of Anthropology. For a longer outing, Geneva Lake and Rotary Botanical Gardens are a longer drive away.
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- 1,050households
- 32%of adults have a degree
- 6%below the poverty line
- 30 mintypical commute
- 9%work from home
What residents work in
Employed residents by industry, from the Census survey. Rock County had 69,744 jobs in 2025, 0.2% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 27° and lows near 10°; warmest in July, with highs near 82° and lows near 61°. About 38 inches of snow and 38 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Clinton Wwtp weather station, 3 miles away (NOAA).
Largest workplaces in Rock County
- Mercy Health SystemGeneral hospital2,960FTE
- Janesville School DistrictSchool district1,433FTE
- Beloit Memorial HospitalGeneral hospital1,179FTE
- AmazonGeneral warehousing and storage1,134
- JP Cullen & SonsInstitutional building construction general contractors817
- Beloit School DistrictSchool district802FTE
- LeMansGeneral warehousing and storage728
- W.W. GraingerIndustrial supplies merchant wholesalers691
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 210 workplaces with 20 or more staff, 29,735 people in all across the county; Turtle has two of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HailRelatively high
- TornadoesRelatively high
- Cold wavesRelatively high
- Strong windRelatively high
- LightningRelatively high
- Inland floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Rock County, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Rock County and the Janesville-Beloit, WI metro.
Turtle home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Turtle$376,315
- Wisconsin$337,196
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
Not enough data to draw this yet.
Zip codes with a Turtle address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Turtle — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.