Ubly, Michigan.
Typical home $201,900 (+6.8% in a year).
to buy the typical home at today's mortgage rate — +$486 (+85%) since Jan 2020.
- 1 year
- Up $12,913 +7%
- $188,987$201,900 since Sep 2025
- 5 years
- Up $2,379 +1%
- $199,521$201,900 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Ubly$1,060
- Michigan$1,384
- United States$1,922
Typical home values in Ubly, MI rose 6.8% over the past year — faster than the nation's +1.2%.
Living in Ubly, Sanilac County, Michigan
Ubly is a village of 836 people in Sanilac County. Half its households earn more than $54,886 a year and half less, against $58,863 across Sanilac County; 19% of its people live below the poverty line. 77% of its homes are lived in by their owners and 23% are rented. Unemployment in Sanilac County was 5.5% in August 2026, and the county had 0.9% fewer jobs in 2025 than the year before. The most residents work in manufacturing, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Ubly is a small village in Sanilac County, in Michigan's Thumb. Most homes here are lived in by their owners, and the typical home is worth less than what many buyers would expect to pay elsewhere in the state. Residents are somewhat older than the national picture would suggest, and household incomes sit below the county's, with a fair number of people living below the poverty line. Winters are cold, with January the coldest month, and summers are warm but not hot, with a good amount of rain and melted snow through the year.
Work. Residents work mostly in manufacturing, in schools, hospitals and social care, in the building trades, and in shops. Across Sanilac County, some of the largest workplaces are Michigan Sugar Company, Gielow Pickles and Cotterman Company - Michigan Division, reflecting the farming and light-manufacturing character of the area. Relatively few adults hold a four-year degree, a typical commute is a modest drive, and few people work from home. Unemployment across the county has eased a little over the past year, though the county has fewer jobs than it did a year earlier.
Things to do. Sanilac Petroglyphs Historic State Park, an archaeological site protecting ancient rock carvings, is a short drive away. Farther afield, Port Crescent State Park and Albert E. Sleeper State Park are protected areas along the Thumb's shoreline, each a longer drive. The Harbor Beach Community House, a theatre, is also a longer drive from the village.
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- 365households
- 16%of adults have a degree
- 19%below the poverty line
- 22 mintypical commute
- 6%work from home
What residents work in
Employed residents by industry, from the Census survey. Sanilac County had 10,347 jobs in 2025, 0.9% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 28° and lows near 16°; warmest in July, with highs near 80° and lows near 60°. About 33 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Bad Axe weather station, 8 miles away (NOAA).
Largest workplaces in Sanilac County
- HuronPrecision turned product manufacturing453
- Gielow PicklesCanning fruits and vegetables362
- Michigan Sugar CompanyGranulated beet sugar manufacturing289
- WalmartWarehouse clubs and supercenters252
- Cotterman Company - Michigan DivisionLadders, portable metal, manufacturing248
- Croswell-Lexington Community SchoolsSchool district245FTE
- Marlette Regional HospitalCritical access hospital230FTE
- Gemini PlasticsMotor vehicle moldings and extrusions, plastics, manufacturing181
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 27 workplaces with 20 or more staff, 3,227 people in all across the county; Ubly has two of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesVery high
- Winter weatherVery high
- Strong windRelatively high
- Inland floodingRelatively high
- LightningRelatively high
- HailRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Ubly’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Sanilac County.
Ubly home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Ubly$201,900
- Michigan$263,760
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Ubly7
Zip codes with a Ubly address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Ubly — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.