Union, Ohio.
Typical home $209,879 (+2.9% in a year). Dayton-Kettering, OH metro.
Property tax and schools in Union
Union’s own tax page → what a home here pays, who charges it, its levies and ballot, and its schools.
Union is in Montgomery County, where its property tax is set. Its homes there are in 2 school districts: Northmont City and Vandalia-Butler City. Check your own bill.
to buy the typical home at today's mortgage rate — +$621 (+129%) since Jan 2020.
- 1 year
- Up $5,844 +3%
- $204,035$209,879 since Sep 2025
- 5 years
- Up $49,302 +31%
- $160,578$209,879 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Union$1,102
- Ohio$1,291
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 13 years.
Typical home values in Union, OH rose 2.9% over the past year — faster than the nation's +1.2%.
Living in Union, Montgomery County, Ohio
Union is a city of 6,859 people in Montgomery County. Half its households earn more than $73,353 a year and half less, against $66,139 across Montgomery County. 81% of its homes are lived in by their owners and 19% are rented. Unemployment in Montgomery County was 3.9% in August 2026, and the county had 0.7% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Union is a small city in Montgomery County where most homes are lived in by their owners, more so than in many places. Residents are somewhat younger than in much of the country, and household incomes run above the county's. Winters are cold, with January the coldest month and a fair amount of snow, while July brings warm summer days, and rain and melted snow fall steadily across the year.
Work. Residents work mostly in schools, hospitals and social care, with many others in professional and business services, manufacturing and shops. Some of the largest workplaces in Union are warehousing and distribution operations, including Amazon, DHL Supply Chain and The Procter & Gamble Company. A typical commute is a moderate one, and a small share of people work from home.
Things to do. Sycamore State Park is a protected area a short drive away, a place for time outdoors. Farther afield, the National Museum of the United States Air Force is a museum a longer drive away, and the Dayton Art Institute is another museum in the same longer-drive range. The Stillwater River is also within a longer drive for anyone who wants time by the water.
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- 2,848households
- 24%of adults have a degree
- 25 mintypical commute
- 9%work from home
What residents work in
Employed residents by industry, from the Census survey. Montgomery County had 251,925 jobs in 2025, 0.7% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 37° and lows near 22°; warmest in July, with highs near 86° and lows near 66°. About 25 inches of snow and 41 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Dayton International Airport weather station, 4 miles away (NOAA).
Largest workplaces in Union
- AmazonGeneral warehousing and storage2,762
- DHL Supply ChainMotor freight transportation and warehousing389
- AdeccoSoap and other detergents manufacturing345
- TJXBonded warehousing, general merchandise275
- The Procter & Gamble CompanyGeneral warehousing and storage206
- LegrandGeneral warehousing and storage172
- Balsbaugh Excavating100
- ABM IndustriesService to buildings and dwellings94
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 10 workplaces with 20 or more staff, 4,470 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Ice stormsRelatively moderate
- Strong windRelatively moderate
- Cold wavesRelatively moderate
- Winter weatherRelatively moderate
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Union’s census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Montgomery County and the Dayton-Kettering, OH metro.
Union home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Union$209,879
- Ohio$245,982
- United States$366,157
Sellers are cutting prices on about 1 in 3 Union listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Union35.46%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Union28
New listings per month
Sellers arriving at the market.
- Union13
Zip codes with a Union address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Union — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.