States · Wisconsin · Rock County

Union, Wisconsin.

Typical home $435,993 (+8.5% in a year). Janesville-Beloit, WI metro.

What it costs per month · Union $2,288/mo

to buy the typical home at today's mortgage rate — +$1,312 (+134%) since Jan 2020.

What the home itself did
1 year
Up $34,202 +9%
$401,791$435,993 since Sep 2025
5 years
Up $115,931 +36%
$320,062$435,993 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Union $2,288 Wisconsin $1,770 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Union$2,288
  • Wisconsin$1,770
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in Union, WI rose 8.5% over the past year — faster than the nation's +1.2%.

Living in Union, Rock County, Wisconsin

Union is a town of 2,104 people in Rock County. Half its households earn more than $99,279 a year and half less, against $75,673 across Rock County; 3% of its people live below the poverty line. 96% of its homes are lived in by their owners and 4% are rented. Unemployment in Rock County was 3.7% in August 2026, and the county had 0.2% more jobs in 2025 than the year before. The most residents work in schools and health care, then construction.

People 2,104 in the 2020 census; median age 42.0
Household income $99,279 the median, give or take $13,262 · Rock County: $75,673
Unemployment 3.7% Rock County, August 2026; 3.4% a year before
Homes 96% lived in by their owners; 4% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Union is a small town in Rock County, Wisconsin, where nearly everyone lives in a home they own. Incomes run well above the county's, and very few residents live below the poverty line. The population is a little older than in many places, and a good share of adults hold a four-year degree.

Work. Many residents work in schools, hospitals and social care, with others in the building trades, manufacturing and shops. Across Rock County, some of the largest workplaces are Mercy Health System, Janesville School District and Beloit Memorial Hospital. Commutes are of a middling length, and a fair number of people work from home.

Things to do. Winters are cold and snowy, with January the coldest month, and summers are warm, with July the warmest. Stoughton Opera House, a theatre, and Gibbs Lake are each a short drive away, as is the Yahara River. For a longer outing, Lake Kegonsa State Park is a protected area a longer drive away.

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  • 855households
  • 33%of adults have a degree
  • 3%below the poverty line
  • 26 mintypical commute
  • 12%work from home

What residents work in

  • Schools, hospitals and social care17%
  • Building trades17%
  • Manufacturing12%
  • Shops (retail)11%
  • Government10%
  • Professional and business services8%

Employed residents by industry, from the Census survey. Rock County had 69,744 jobs in 2025, 0.2% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 27° and 10°; warmest in July, 83° and 61° 0° 20° 40° 60° 80° J 27° 10° F M A M J J 83° 61° A S O N D
Average daily high and low for each month: coldest in January, 27° and 10°; warmest in July, 83° and 61° 0° 20° 40° 60° 80° J 27° 10° F M A M J J 83° 61° A S O N D

Coldest in January, with highs near 27° and lows near 10°; warmest in July, with highs near 83° and lows near 61°. About 36 inches of snow and 38 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Stoughton weather station, 9 miles away (NOAA).

Largest workplaces in Rock County

  1. Mercy Health SystemGeneral hospital2,960FTE
  2. Janesville School DistrictSchool district1,433FTE
  3. Beloit Memorial HospitalGeneral hospital1,179FTE
  4. AmazonGeneral warehousing and storage1,134
  5. JP Cullen & SonsInstitutional building construction general contractors817
  6. Beloit School DistrictSchool district802FTE
  7. LeMansGeneral warehousing and storage728
  8. W.W. GraingerIndustrial supplies merchant wholesalers691

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 210 workplaces with 20 or more staff, 29,735 people in all across the county; Union has one of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. HailRelatively high
  2. TornadoesRelatively high
  3. Cold wavesRelatively high
  4. Strong windRelatively high
  5. LightningRelatively high
  6. Inland floodingRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Rock County, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Rock County and the Janesville-Beloit, WI metro.

Union home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 Union $435,993 Wisconsin $337,196 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • Union$435,993
  • Wisconsin$337,196
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Zip codes with a Union address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Union — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zillow publishes no zip-level series with this city on the address.