Upper Tract, West Virginia.
Typical home $212,793 (+7.6% in a year).
to buy the typical home at today's mortgage rate — +$683 (+158%) since Jan 2020.
- 1 year
- Up $15,033 +8%
- $197,759$212,793 since Sep 2025
- 5 years
- Up $62,136 +41%
- $150,656$212,793 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Upper Tract$1,117
- West Virginia$927
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 10 years.
Typical home values in Upper Tract, WV rose 7.6% over the past year — faster than the nation's +1.2%.
Living in Upper Tract, Pendleton County, West Virginia
The Census does not count Upper Tract on its own, so the figures here are Pendleton County's. Half the county's households earn more than $64,931 a year and half less; 17% of the county's people live below the poverty line. 85% of the county's homes are lived in by their owners and 15% are rented. Unemployment in Pendleton County was 2.8% in August 2026, and the county had 0.6% more jobs in 2025 than the year before. The most people in Pendleton County work in schools and health care, then manufacturing.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Upper Tract is a small community in Pendleton County, in the mountains of eastern West Virginia. Most homes here are lived in by their owners, and the typical home value sits well below the national figure. Incomes are lower than the national median, and more residents live below the poverty line than across most of the country.
Work. Across Pendleton County, many people work in schools, hospitals and social care, manufacturing, the building trades, or farming, forestry and mining. Unemployment is lower than it was a year earlier, and the number of jobs has edged up. Fewer adults hold a college degree than the national average.
Things to do. Seneca Caverns, a tourist attraction, is a short drive away, and the Spruce Knob–Seneca Rocks National Recreation Area, a protected area, is also a short drive. Blackwater Falls, a waterfall, lies a longer drive off. The winters are cold and snowy, and the summers are warm, so the seasons shape what most people do outdoors.
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- 2,342households
- 50.7median age
- 18%of adults have a degree
- 17%below the poverty line
- 30 mintypical commute
- 10%work from home
What people in Pendleton County work in
Employed residents by industry, from the Census survey. Pendleton County had 1,505 jobs in 2025, 0.6% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 43° and lows near 22°; warmest in July, with highs near 84° and lows near 59°. About 27 inches of snow and 38 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Franklin Northeast weather station, 10 miles away (NOAA).
Largest workplaces in Pendleton County
- Pendleton County SchoolsSchool district181FTE
- Future Generations UniversityUniversity or college28
School districts come from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LandslidesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Pendleton County, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Pendleton County.
Upper Tract home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Upper Tract$212,793
- West Virginia$176,576
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Upper Tract6
Zip codes with a Upper Tract address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Upper Tract — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.