Utica, Michigan.
Typical home $251,738 (+0.4% in a year), asking rent $1,575 . Detroit-Warren-Dearborn, MI metro.
to buy the typical home at today's mortgage rate — +$648 (+96%) since Jan 2020.
- 1 year
- Up $1,078 +0%
- $250,660$251,738 since Sep 2025
- 5 years
- Up $32,758 +15%
- $218,980$251,738 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Utica$1,321
- Michigan$1,384
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 25 years.
Typical home values in Utica, MI rose 0.4% over the past year — slower than the nation's +1.2%.
Living in Utica, Macomb County, Michigan
Utica is a city of 5,245 people in Macomb County. Half its households earn more than $58,718 a year and half less, against $77,837 across Macomb County; 8% of its people live below the poverty line. 59% of its homes are lived in by their owners and 41% are rented. Unemployment in Macomb County was 5.7% in August 2026, and the county had 1.4% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Utica is a small city in Macomb County where residents are older than in many places, and where most homes are lived in by their owners, though renting is common too. Household incomes run below the county's, and the typical home costs less than in much of the Detroit area. Winters are cold, with a good deal of snow, and summers are warm.
Work. Many residents work in schools, hospitals and social care, with manufacturing, shops and professional and business services also common. Within the city, Sam's Club, Target and Weingartz Utica are among the largest workplaces. Commutes are of moderate length, and a modest share of people work from home. Joblessness across Macomb County is higher than a year ago, and the county has fewer jobs than it did.
Things to do. The closest of the listed places is the River Rouge, a short drive away. Farther afield, a longer drive brings you to Lake Saint Clair, the best known, as well as the Detroit Institute of Arts, a museum, and the Detroit Zoo. Baseball and football fans can reach stadiums such as Comerica Park and Ford Field, also a longer drive away.
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- 2,489households
- 32%of adults have a degree
- 8%below the poverty line
- 24 mintypical commute
- 11%work from home
What residents work in
Employed residents by industry, from the Census survey. Macomb County had 331,515 jobs in 2025, 1.4% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 32° and lows near 18°; warmest in July, with highs near 82° and lows near 62°. About 32 inches of snow and 35 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Mount Clemens Ang Base weather station, 10 miles away (NOAA).
Largest workplaces in Utica
- Sam's ClubWarehouse clubs and supercenters224
- TargetDiscount department stores201
- Weingartz UticaPower equipment stores, outdoor74
- Relevar Home CareHome health care agencies56
- Regency Manor Skilled Nursing & Rehab CenterSkilled nursing facilities51
- The Salvation Army an IllinoisThrift shops, used merchandise41
- Brookdale UticaAssisted-living facilities without on-site nursing care facilities26
- Gordon Food Service Store LLC MI-UTICA01Supermarkets and other grocery retailers except convenience retailers26
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 10 workplaces with 20 or more staff, 744 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesRelatively high
- Ice stormsRelatively moderate
- Cold wavesRelatively moderate
- Strong windRelatively moderate
- Inland floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Utica’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Macomb County and the Detroit-Warren-Dearborn, MI metro.
Utica home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Utica$251,738
- Michigan$263,760
- United States$366,157
Sellers are cutting prices on about 1 in 3 Utica listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Utica32.06%
- United States26.36%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Utica20
New listings per month
Sellers arriving at the market.
- Utica8
Zip codes with a Utica address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Utica — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.