Utica, Pennsylvania.
Typical home $169,051 (+6.2% in a year). Oil City, PA metro.
to buy the typical home at today's mortgage rate — +$500 (+129%) since Jan 2020.
- 1 year
- Up $9,923 +6%
- $159,129$169,051 since Sep 2025
- 5 years
- Up $33,159 +24%
- $135,892$169,051 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Utica$887
- Pennsylvania$1,507
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 16 years.
Typical home values in Utica, PA rose 6.2% over the past year — faster than the nation's +1.2%.
Living in Utica, Venango County, Pennsylvania
Utica is a borough of 184 people in Venango County. Half its households earn more than $48,929 a year and half less, against $61,522 across Venango County; 7% of its people live below the poverty line. Unemployment in Venango County was 4.3% in August 2026, and the county had 1.5% fewer jobs in 2025 than the year before. The most people in Venango County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Utica is a very small borough in Venango County, home to far fewer people than most towns, and its residents tend to be older than the national norm. Household incomes run below the county's, and typical home values are modest. Winters are cold and snowy, with January the coldest month, while summers are warm, and precipitation falls steadily through the year.
Work. Residents work mostly in schools, hospitals and social care, with manufacturing, shops and professional and business services also employing many. Across Venango County, some of the largest workplaces are UPMC Northwest Hospital, Walmart and Komatsu Mining. Few adults in town hold a four-year degree, and the county has fewer jobs than it did a year earlier.
Things to do. North Deer Creek runs in or beside town, and French Creek is a short drive away for time on the water. Also a short drive off is Maurice K. Goddard State Park, a protected area for walking and being outdoors, and Fort Machault is nearby for anyone interested in the area's history. A longer drive leads to Oil Creek State Park.
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- 9%of adults have a degree
- 7%below the poverty line
- 5%work from home
What people in Venango County work in
Employed residents by industry, from the Census survey. Venango County had 15,993 jobs in 2025, 1.5% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 34° and lows near 18°; warmest in July, with highs near 83° and lows near 60°. About 54 inches of snow and 46 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Franklin weather station, 7 miles away (NOAA).
Largest workplaces in Venango County
- Upmc Northwest HospitalGeneral hospital658FTE
- University of Pittsburgh Medical CenterHome health care services510
- WalmartWarehouse clubs and supercenters406
- MatricLoaded computer boards manufacturing315
- Komatsu MiningEngineering research and development laboratories or services301
- Franklin Area SDSchool district232FTE
- Oil City Area SDSchool district231FTE
- Electralloy/G.O. Carlson Inc./Main StreetStainless steel made in iron and steel mills196
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 55 workplaces with 20 or more staff, 5,476 people in all across the county; Utica has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningRelatively high
- Strong windRelatively high
- Inland floodingRelatively high
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Utica’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Venango County and the Oil City, PA metro.
Utica home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Utica$169,051
- Pennsylvania$287,078
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Utica address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Utica — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.