Vandalia, Ohio.
Typical home $240,014 (+3.5% in a year), asking rent $1,064 (-0.3%). Dayton-Kettering, OH metro.
Property tax and schools in Vandalia
Vandalia’s own tax page → what a home here pays, who charges it, its levies and ballot, and its schools.
Vandalia is in Montgomery County, where its property tax is set. Its homes there are in the Vandalia-Butler City school district. Check your own bill.
to buy the typical home at today's mortgage rate — +$721 (+134%) since Jan 2020.
- 1 year
- Up $8,121 +4%
- $231,893$240,014 since Sep 2025
- 5 years
- Up $60,243 +34%
- $179,771$240,014 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Vandalia$1,260
- Ohio$1,291
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 12 years.
Typical home values in Vandalia, OH rose 3.5% over the past year — faster than the nation's +1.2%.
Asking rents in Vandalia, OH fell 0.3% over the past year — slower than the nation's +2.7%.
Owning the typical home in Vandalia runs $798/mo more than renting one — the widest that gap has been in this data.
That is $1,862 a month against $1,064 rent: a $1,260 mortgage payment, plus $346 property tax and $257 insurance & upkeep.
Owning vs renting — Vandalia
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$1,862
- Renting$1,064
- Mortgage only$1,260
Property tax · $346/mo 1.73% of value a year — the ACS 2020-2024 median bill over the median home value for Montgomery County, OH
Insurance & upkeep · $257/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Vandalia, Montgomery County, Ohio
Vandalia is a city of 15,209 people in Montgomery County. Half its households earn more than $73,275 a year and half less, against $66,139 across Montgomery County; 9% of its people live below the poverty line. 64% of its homes are lived in by their owners and 36% are rented. Unemployment in Montgomery County was 3.9% in August 2026, and the county had 0.7% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Vandalia is a small Ohio city in Montgomery County where most homes are lived in by their owners. Household incomes run above the county's, and fewer residents live below the poverty line than you might expect in a place this size. The population is somewhat middle-aged, and the winters are cold with a fair amount of snow, while summers turn warm.
Work. Many residents work in schools, hospitals and social care, with professional and business services, shops and manufacturing also employing a good share. Vandalia-Butler City Schools, GE Aviation Systems and Johnson Electric are among the largest workplaces in the city. Commutes are fairly short, and a modest number of people work from home.
Things to do. Aviation history is close at hand, with the National Museum of the United States Air Force and the National Aviation Hall of Fame both a short drive away. The Dayton Art Institute, also a short drive away, is a museum of art. For time outdoors, Sycamore State Park, a protected area, is a short drive away as well.
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- 6,510households
- 29%of adults have a degree
- 9%below the poverty line
- 21 mintypical commute
- 10%work from home
What residents work in
Employed residents by industry, from the Census survey. Montgomery County had 251,925 jobs in 2025, 0.7% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 37° and lows near 22°; warmest in July, with highs near 86° and lows near 66°. About 25 inches of snow and 41 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Dayton International Airport weather station, 2 miles away (NOAA).
Largest employers in Vandalia
- GE Aviation Systems LLC626
- Central Transport of Ohio541
- Vandalia - Butler Schools533
- All Service Plastic Molding Inc513
- City of Vandalia405
- Dayton Freight Lines Inc342
- Beau Townsend Ford/Nissan328
- White Castle System Inc299
From the City of Vandalia’s annual financial report for 2024, its schedule of principal employers (its source: “City Income Tax Department W2 Audit Listing”), as Ohio’s Auditor of State publishes it: the report. Employees as the report counts them.
Natural hazards
- Ice stormsRelatively moderate
- HailRelatively moderate
- Strong windRelatively moderate
- Cold wavesRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Vandalia’s census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Montgomery County and the Dayton-Kettering, OH metro.
Vandalia home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Vandalia$240,014
- Ohio$245,982
- United States$366,157
Sellers are cutting prices on about 1 in 3 Vandalia listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Vandalia32.05%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Vandalia56
New listings per month
Sellers arriving at the market.
- Vandalia23
Zip codes with a Vandalia address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Vandalia — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.