Ventura, California.
Typical home $885,887 (+1.4% in a year), asking rent $2,898 (+3.4%). Oxnard-Thousand Oaks-Ventura, CA metro.
to buy the typical home at today's mortgage rate — +$2,391 (+106%) since Jan 2020.
- 1 year
- Up $12,093 +1%
- $873,795$885,887 since Sep 2025
- 5 years
- Up $130,048 +17%
- $755,840$885,887 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Ventura$4,650
- California$3,997
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 22 years.
Typical home values in Ventura, CA rose 1.4% over the past year — in step with the nation.
Asking rents in Ventura, CA rose 3.4% over the past year — faster than the nation's +2.7%.
Owning the typical home in Ventura runs $3,201/mo more than renting one. The gap peaked at $3,516 in May 2024.
That is $6,098 a month against $2,898 rent: a $4,650 mortgage payment, plus $500 property tax and $948 insurance & upkeep.
Owning vs renting — Ventura
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$6,098
- Renting$2,898
- Mortgage only$4,650
Property tax · $500/mo 0.68% of value a year — the ACS 2020-2024 median bill over the median home value for Ventura County, CA
Insurance & upkeep · $948/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Ventura, Ventura County, California
Ventura is a city of 110,763 people in Ventura County. Half its households earn more than $103,069 a year and half less, against $109,797 across Ventura County; 10% of its people live below the poverty line. 56% of its homes are lived in by their owners and 44% are rented. Unemployment in Ventura was 4.5% in August 2026, and Ventura County had 0.1% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Ventura is a coastal town in Ventura County, California, where many residents are settled homeowners. Across the county, most homes are lived in by their owners, and household incomes are higher than in much of the country, with few families below the poverty line. Home prices and rents are high, and winters are cooler and wetter than summers, which are warm and dry.
Work. Many residents work in schools, hospitals and social care, in professional and business services, in shops, or in manufacturing. Unemployment across the county has eased over the past year, while the number of jobs has held roughly steady. Commutes are a reasonable drive for most people, and a good share of workers still travel out of their homes each day.
Things to do. Lake Casitas, a reservoir, is a short drive away and suits a relaxed day outdoors. Emma Wood State Beach is also a short drive away, and the Ronald Reagan Presidential Library, a museum, is a longer drive away.
Report a mistake
- 41,858households
- 42%of adults have a degree
- 10%below the poverty line
- 24 mintypical commute
- 15%work from home
What residents work in
Employed residents by industry, from the Census survey. Ventura County had 335,864 jobs in 2025, 0.1% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in February, with highs near 65° and lows near 48°; warmest in August, with highs near 74° and lows near 61°. About 13 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Oxnard Ventura County Airport weather station, 7 miles away (NOAA).
Largest workplaces in Ventura
- Ventura County Medical CenterGeneral hospital2,284FTE
- CMH of San BuenaventuraGeneral hospital1,749FTE
- County of VenturaSocial service agencies, family1,577
- Ventura UnifiedSchool district1,546FTE
- City of VenturaRecreational programs administration, government836
- Taft Electric CompanyElectrical contractors739
- County of VenturaLaw enforcement666
- Ventura CollegeTwo-year college654
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 99 workplaces with 20 or more staff, 16,523 people in all. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- EarthquakesVery high
- Inland floodingrelatively high in parts of VenturaRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Ventura’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Ventura County and the Oxnard-Thousand Oaks-Ventura, CA metro.
Ventura home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Ventura$885,887
- California$761,538
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 4 Ventura listings, and the typical home goes pending in 16 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Ventura26.86%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Ventura16
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Ventura216
New listings per month
Sellers arriving at the market.
- Ventura71
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Ventura$882,662
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Ventura100.10%
Zip codes with a Ventura address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Ventura — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Ventura
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 93003 | Ventura | 52,906 | $2,850 | $887,682 |
| 93001 | Ventura | 32,026 | $3,141 | $968,619 |
| 93004 | Ventura | 30,698 | $2,770 | $858,245 |