Vergas, Minnesota.
Typical home $398,281 (+8.2% in a year). Fergus Falls, MN metro.
to buy the typical home at today's mortgage rate — +$1,198 (+134%) since Jan 2020.
- 1 year
- Up $30,147 +8%
- $368,135$398,281 since Sep 2025
- 5 years
- Up $93,995 +31%
- $304,286$398,281 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Vergas$2,090
- Minnesota$1,831
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 13 years.
Typical home values in Vergas, MN rose 8.2% over the past year — faster than the nation's +1.2%.
Living in Vergas, Otter Tail County, Minnesota
Vergas is a city of 348 people in Otter Tail County. 70% of its homes are lived in by their owners and 30% are rented. Unemployment in Otter Tail County was 4.8% in August 2026, and the county had 1.4% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Vergas is a very small city in Otter Tail County, Minnesota, where most homes are lived in by their owners and typical home values run high for a place of its size. Household incomes in the county are in the middle of the range, and fewer adults here hold a four-year degree than hold none. Winters are long and cold, with January the coldest month and plenty of snow, while July brings pleasantly warm days and the year sees a fair amount of rain and melted snow.
Work. Residents work mostly in schools, hospitals and social care, in shops, in the building trades, and in restaurants, hotels and entertainment. Across Otter Tail County, some of the largest workplaces are West Central Turkeys, Lake Region Healthcare and Lund/Crestliner in New York Mills. Unemployment across the county has risen over the past year and the number of jobs has slipped a little, though a fair number of people work from home and the typical commute is a moderate one.
Things to do. Water is the draw here. Six Lake, Five Lake and Detroit Lake are all a short drive away, and Detroit Lake is the best known of these lakes. A longer drive leads to Pelican Lake, the biggest name on the nearby list, and to Maplewood State Park, a protected area for walking and time outdoors.
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- 139households
- 23%of adults have a degree
- 7%below the poverty line
- 22 mintypical commute
- 13%work from home
What residents work in
Employed residents by industry, from the Census survey. Otter Tail County had 22,581 jobs in 2025, 1.4% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 17° and lows near -4°; warmest in July, with highs near 79° and lows near 58°. About 48 inches of snow and 29 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Detroit Lakes Nne weather station, 13 miles away (NOAA).
Largest workplaces in Otter Tail County
- West Central TurkeysTurkeys, processing, fresh, frozen, canned, or cooked628
- Lake Region HealthcareGeneral hospital608FTE
- Lund/Crestliner - New York MillsAluminum fish boat manufacturing507
- Otter Tail Power CompanyElectric power generation, fossil fuel458
- Shearer's Foods - PHMPotato chips manufacturing443
- Minnesota State Community and Technical CollegeTwo-year college406
- Fergus Falls Public School DistrictSchool district367FTE
- KLN Family BrandsLicorice candy manufacturing365
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 80 workplaces with 20 or more staff, 8,584 people in all across the county; Vergas has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023), colleges from IPEDS (NCES, 2023–24) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherVery high
- Cold wavesRelatively high
- Strong windRelatively high
- Inland floodingRelatively high
- TornadoesRelatively high
- WildfireRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Vergas’ census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Otter Tail County and the Fergus Falls, MN metro.
Vergas home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Vergas$398,281
- Minnesota$348,778
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Vergas16
New listings per month
Sellers arriving at the market.
Not enough data to draw this yet.
Zip codes with a Vergas address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Vergas — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.