Vestal, New York.
Typical home $260,133 (+7.7% in a year), asking rent $2,186 . Binghamton, NY metro.
to buy the typical home at today's mortgage rate — +$222 (+19%) since Jan 2024.
- 1 year
- Up $18,629 +8%
- $241,504$260,133 since Sep 2025
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Vestal$1,365
- New York$2,755
- United States$1,922
Typical home values in Vestal, NY rose 7.7% over the past year — faster than the nation's +1.2%.
Living in Vestal, Broome County, New York
Vestal is a town of 29,313 people in Broome County. Half its households earn more than $83,012 a year and half less, against $62,616 across Broome County; 12% of its people live below the poverty line. 76% of its homes are lived in by their owners and 24% are rented. Unemployment in Broome County was 4.5% in August 2026, and the county had 1.2% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Vestal is a town in Broome County, New York, and it is a young place, with a median age well below what is typical across the country, which fits a town that is home to a university. Most homes are lived in by their owners, though a fair number of people rent. Household incomes run well above the county's, and the share of adults with a four-year degree is high. Winters are cold, with January the coldest month, and summers are warm, with July the warmest.
Work. Many residents work in schools, hospitals and social care, in shops, in restaurants, hotels and entertainment, and in professional and business services. Binghamton University is the largest workplace in town, followed by the Vestal Central School District and Walmart. The typical commute is short, and some people work from home. Unemployment across Broome County is about where it was a year ago, and the county has added a few jobs over the past year.
Things to do. A short drive away is the Binghamton Zoo at Ross Park, and the Ross Park Carousel is nearby as well. Cutler Botanic Garden, also a short drive away, is a botanical garden, and the Binghamton University Art Museum is close by too. For time outdoors, Chenango Valley State Park is a longer drive away.
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- 9,347households
- 44%of adults have a degree
- 12%below the poverty line
- 19 mintypical commute
- 13%work from home
What residents work in
Employed residents by industry, from the Census survey. Broome County had 83,845 jobs in 2025, 1.2% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 34° and lows near 15°; warmest in July, with highs near 82° and lows near 58°.
Average daily high and low, 1991–2020, at the Endicott weather station, 4 miles away (NOAA).
Largest workplaces in Vestal
- Binghamton UniversityUniversity or college3,038
- Vestal Central School DistrictSchool district569FTE
- WalmartWarehouse clubs and supercenters412
- Matco ElectricFire alarm system, electric, installation only331
- TargetDiscount department stores229
- Sam's ClubWarehouse clubs and supercenters181
- Vestal Park Rehabilitation and NursingHealth care150
- Lowe's Companies, INCHomecenter148
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 28 workplaces with 20 or more staff, 2,588 people in all. Colleges come from IPEDS (NCES, 2023–24) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherRelatively high
- LightningRelatively high
- Inland floodingRelatively moderate
- TornadoesRelatively moderate
- Ice stormsRelatively moderate
- Cold wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Broome County, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Broome County and the Binghamton, NY metro.
Vestal home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Vestal$260,133
- New York$524,942
- United States$366,157
Sellers are cutting prices on about 1 in 4 Vestal listings, and the typical home goes pending in 13 days — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Vestal25.95%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
Not enough data to draw this yet.
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Vestal71
New listings per month
Sellers arriving at the market.
- Vestal27
Zip codes with a Vestal address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Vestal — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.