Virginia, Minnesota.
Typical home $129,232 (+0.6% in a year), asking rent $1,054 . Duluth, MN-WI metro.
to buy the typical home at today's mortgage rate — +$364 (+116%) since Jan 2020.
- 1 year
- Up $781 +1%
- $128,451$129,232 since Sep 2025
- 5 years
- Up $21,410 +20%
- $107,822$129,232 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Virginia$678
- Minnesota$1,831
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 19 years.
Typical home values in Virginia, MN rose 0.6% over the past year — slower than the nation's +1.2%.
Living in Virginia, St. Louis County, Minnesota
Virginia is a city of 8,421 people in St. Louis County. Half its households earn more than $51,720 a year and half less, against $70,069 across St. Louis County; 18% of its people live below the poverty line. 59% of its homes are lived in by their owners and 41% are rented. Unemployment in St. Louis County was 5.4% in August 2026, and the county had 0.4% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Virginia is a small city in St. Louis County, Minnesota, and its residents skew older than in many places. Incomes run well below the county's, and more people live below the poverty line than is typical. Most households own their homes, and homes cost far less here than in much of the country. Winters are long and cold, with January the coldest month and plenty of snow, while July is pleasantly warm.
Work. Many residents work in schools, hospitals and social care, with shops and restaurants close behind. Essentia Health Virginia, the St. Louis County School District and Target are among the largest workplaces in town. Most people have a short drive to work, and few work from home. Jobs across the county have slipped a little, and unemployment is higher than a year ago.
Things to do. Olcott Park, a garden in or beside town, is the nearest green space. A short drive away you will find the Iron Range Historical Society, a museum, and Lake Ore-be-gone, a small lake. For a longer outing, Lake Vermilion is a lake a longer drive away, as is Bear Head Lake State Park.
Report a mistake
- 4,088households
- 21%of adults have a degree
- 18%below the poverty line
- 18 mintypical commute
- 6%work from home
What residents work in
Employed residents by industry, from the Census survey. St. Louis County had 95,078 jobs in 2025, 0.4% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 16° and lows near -2°; warmest in July, with highs near 77° and lows near 56°. About 28 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Eveleth Wwtp weather station, 5 miles away (NOAA).
Largest workplaces in Virginia
- Essentia Health VirginiaGeneral hospital433FTE
- St. Louis County School DistrictSchool district383FTE
- Essentiah HealthFamily physicians' offices171
- TargetDiscount department stores161
- NLCK-12 education129
- Edgewood VirginiaAssisted-living facilities with on-site nursing facilities100
- City of VirginiaAmbulance services, air or ground76
- Parkview ElementaryK-12 education70
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 23 workplaces with 20 or more staff, 1,781 people in all. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesVery high
- Winter weatherVery high
- LightningRelatively high
- Heat wavesrelatively high in parts of VirginiaRelatively moderate
- Inland floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Virginia’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on St. Louis County and the Duluth, MN-WI metro.
Virginia home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Virginia$129,232
- Minnesota$348,778
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 4 Virginia listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Virginia27.43%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Virginia42
New listings per month
Sellers arriving at the market.
- Virginia16
Zip codes with a Virginia address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Virginia — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.