Waddell, Arizona.
Typical home $512,046 (-0.8% in a year), asking rent $2,224 (+1.5%). Phoenix-Mesa-Chandler, AZ metro.
to buy the typical home at today's mortgage rate — +$1,492 (+125%) since Jan 2020.
- 1 year
- Down $4,240 -1%
- $516,287$512,046 since Sep 2025
- 5 years
- Up $49,701 +11%
- $462,346$512,046 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Waddell$2,688
- Arizona$2,187
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 34 years.
Typical home values in Waddell, AZ fell 0.8% over the past year — slower than the nation's +1.2%.
Asking rents in Waddell, AZ rose 1.5% over the past year — slower than the nation's +2.7%.
Owning the typical home in Waddell runs $1,198/mo more than renting one. The gap peaked at $1,387 in Jan 2025.
That is $3,423 a month against $2,224 rent: a $2,688 mortgage payment, plus $187 property tax and $548 insurance & upkeep.
Owning vs renting — Waddell
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$3,423
- Renting$2,224
- Mortgage only$2,688
Property tax · $187/mo 0.44% of value a year — the ACS 2020-2024 median bill over the median home value for Maricopa County, AZ
Insurance & upkeep · $548/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Waddell, Maricopa County, Arizona
The Census does not count Waddell on its own, so the figures here are Maricopa County's. Half the county's households earn more than $89,300 a year and half less; 11% of the county's people live below the poverty line. 65% of the county's homes are lived in by their owners and 35% are rented. Unemployment in Maricopa County was 4.8% in August 2026, and the county had 0.4% more jobs in 2025 than the year before. The most people in Maricopa County work in schools and health care, then professional services.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Waddell is a town in Maricopa County, Arizona. Winters are mild, with little or no snow, while summers are very hot, and the area receives a modest amount of rain and melted snow over the year. Across Maricopa County, most homes are lived in by their owners, and typical home values and rents are shown alongside this text.
Work. Many residents work in schools, hospitals and social care, professional and business services, retail, and banking, insurance and property. Unemployment in Maricopa County has risen over the past year, and the number of jobs has grown only slightly. A good share of adults hold a four-year degree, and some residents work from home while others commute.
Things to do. The Wildlife World Zoo is a zoo a short drive away, and White Tank Mountain Regional Park, a protected area, is also a short drive off. For museums, the Heard Museum is a longer drive away.
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- 1,730,696households
- 37.6median age
- 37%of adults have a degree
- 11%below the poverty line
- 26 mintypical commute
- 21%work from home
What people in Maricopa County work in
Employed residents by industry, from the Census survey. Maricopa County had 2,289,324 jobs in 2025, 0.4% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in December, with highs near 64° and lows near 42°; warmest in July, with highs near 106° and lows near 81°. About 8 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Litchfield Park weather station, 7 miles away (NOAA).
Largest workplaces in Maricopa County
- City of PhoenixPolice and fire departments, combined15,698
- Arizona State University Campus ImmersionUniversity or college14,448
- Educational ServicesEducational support services8,425
- IES CommunicationsLow voltage electrical work8,143
- Mayo Clinic HospitalGeneral hospital7,876FTE
- Grand Canyon UniversityUniversity or college7,773
- Mesa Unified District (4235)School district7,509FTE
- Phoenix Children's HospitalChildren's hospital5,836FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3,542 workplaces with 20 or more staff, 658,585 people in all. Colleges come from IPEDS (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Heat wavesVery high
- Inland floodingVery high
- HailVery high
- Strong windVery high
- WildfireRelatively high
- DroughtRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Maricopa County, against the rest of the country; all of them together, very high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Maricopa County and the Phoenix-Mesa-Chandler, AZ metro.
Waddell home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Waddell$512,046
- Arizona$416,733
- United States$366,157
Sellers are cutting prices on about 1 in 3 Waddell listings, and the typical home goes pending in 61 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Waddell31.56%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Waddell61
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Waddell235
New listings per month
Sellers arriving at the market.
- Waddell62
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Waddell$496,667
- United States$370,717
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Waddell98.87%
Zip codes with a Waddell address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Waddell — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.