Wading River, New York.
Typical home $754,406 (+4.4% in a year). New York-Newark-Jersey City, NY-NJ-PA metro.
to buy the typical home at today's mortgage rate — +$2,335 (+144%) since Jan 2020.
- 1 year
- Up $31,707 +4%
- $722,699$754,406 since Sep 2025
- 5 years
- Up $202,818 +37%
- $551,588$754,406 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Wading River$3,960
- New York$2,755
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in Wading River, NY rose 4.4% over the past year — faster than the nation's +1.2%.
Living in Wading River, Suffolk County, New York
Wading River, in Suffolk County, had 7,731 people in the 2020 census. Half its households earn more than $136,549 a year and half less, against $130,686 across Suffolk County; 3% of its people live below the poverty line. 95% of its homes are lived in by their owners and 5% are rented. Unemployment in Suffolk County was 4.1% in August 2026, and the county had 1.5% more jobs in 2025 than the year before. The most residents work in schools and health care, then construction.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Wading River is a small community on the North Shore of Long Island, where nearly everyone lives in a home they own. Household incomes run above the county's, and very few residents live below the poverty line. Winters are cold, with January highs a little above freezing, summers are warm, and a good deal of rain and melted snow falls over the year.
Work. Residents work mostly in schools, hospitals and social care, the building trades, and professional and business services. Across Suffolk County, some of the largest workplaces are Stony Brook University Hospital, Stony Brook University and South Shore University Hospital. Commutes are fairly long, and a noticeable group of residents work from home.
Things to do. Wildwood State Park, a protected area, lies in or beside town, and Brookhaven State Park is a short drive away. The Peconic River is also a short drive away, as is Splish Splash, an amusement park. For museums, the Yale University Art Gallery in New Haven is a longer drive.
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- 3,126households
- 42%of adults have a degree
- 3%below the poverty line
- 33 mintypical commute
- 17%work from home
What residents work in
Employed residents by industry, from the Census survey. Suffolk County had 689,858 jobs in 2025, 1.5% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 38° and lows near 22°; warmest in July, with highs near 83° and lows near 63°. About 49 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Baiting Hollow weather station, 4 miles away (NOAA).
Largest workplaces in Suffolk County
- Stony Brook University HospitalGeneral hospital8,738FTE
- Stony Brook UniversityUniversity or college5,585
- Canon USACopier rental or leasing4,982
- South Shore University HospitalGeneral hospital3,739FTE
- Good Samaritan HospitalGeneral hospital3,305FTE
- New York Cancer & Blood SpecialistsOncologists' offices2,917
- Huntington HospitalGeneral hospital2,760FTE
- Internal Revenue ServiceFederal government · Department of the Treasury2,511
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 974 workplaces with 20 or more staff, 152,960 people in all across the county; Wading River has two of its own. Hospitals come from their Medicare cost reports (CMS, 2023), colleges from IPEDS (NCES, 2023–24) and federal offices from OPM's federal workforce data (2026); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Coastal floodingRelatively high
- Winter weatherRelatively high
- HurricanesRelatively moderate
- Inland floodingRelatively moderate
- Cold wavesRelatively moderate
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Wading River’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Suffolk County and the New York-Newark-Jersey City, NY-NJ-PA metro.
Wading River home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Wading River$754,406
- New York$524,942
- United States$366,157
Sellers are cutting prices on about 1 in 5 Wading River listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Wading River19.78%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Wading River44
New listings per month
Sellers arriving at the market.
- Wading River10
Zip codes with a Wading River address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Wading River — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.