States · New Jersey · Bergen County

Waldwick, New Jersey.

Typical home $747,802 (+7.6% in a year). New York-Newark-Jersey City, NY-NJ-PA metro.

What it costs per month · Waldwick $3,925/mo

to buy the typical home at today's mortgage rate — +$2,183 (+125%) since Jan 2020.

What the home itself did
1 year
Up $52,862 +8%
$694,940$747,802 since Sep 2025
5 years
Up $203,014 +37%
$544,789$747,802 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 $4,000 2002 2006 2010 2014 2018 2022 2026 Waldwick $3,925 New Jersey $3,019 United States $1,922
$1,000 $2,000 $3,000 $4,000 2002 2010 2018 2026
  • Waldwick$3,925
  • New Jersey$3,019
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in Waldwick, NJ rose 7.6% over the past year — faster than the nation's +1.2%.

Living in Waldwick, Bergen County, New Jersey

Waldwick is a borough of 10,058 people in Bergen County. Half its households earn more than $177,962 a year and half less, against $124,884 across Bergen County; 1% of its people live below the poverty line. 88% of its homes are lived in by their owners and 12% are rented. Unemployment in Bergen County was 4.0% in August 2026, and the county had 0.3% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then finance and property.

People 10,058 in the 2020 census; median age 40.5
Household income $177,962 the median, give or take $23,550 · Bergen County: $124,884
Unemployment 4.0% Bergen County, August 2026; 4.9% a year before
Homes 88% lived in by their owners; 12% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Waldwick is a borough in Bergen County, a small community where neighbors are likely to know one another. Residents are somewhat older than the typical American community, and nearly all homes are lived in by their owners. Household incomes run well above the county's, very few residents live in poverty, and most adults hold a four-year degree. Winters are cold, with January highs and lows both below freezing, while summers turn warm in July, and rain and melted snow add up to a fairly wet year.

Work. Residents most often work in schools, hospitals and social care, followed by banks, insurance and property, professional and business services, and shops. Within the borough itself, the Waldwick School District is the largest workplace, with The Bristal at Waldwick, an assisted-living community, and Armistead Mechanical-New Jersey, a mechanical contractor, also among the biggest. Many people commute, and a fair number work from home. Joblessness across Bergen County is lower than a year ago, though the county has slightly fewer jobs than the year before.

Things to do. Most of the better-known destinations are a longer drive away. Central Park is a famous city garden, the Metropolitan Museum of Art is one of the best known art museums in the country, and MetLife Stadium is a large venue for football games and concerts. The Hudson River is also a longer drive away.

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  • 3,433households
  • 60%of adults have a degree
  • 1%below the poverty line
  • 27 mintypical commute
  • 19%work from home

What residents work in

  • Schools, hospitals and social care26%
  • Banks, insurance and property13%
  • Professional and business services13%
  • Shops (retail)11%
  • Restaurants, hotels and entertainment10%
  • Manufacturing6%

Employed residents by industry, from the Census survey. Bergen County had 437,006 jobs in 2025, 0.3% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 38° and 20°; warmest in July, 84° and 64° 20° 40° 60° 80° J 38° 20° F M A M J J 84° 64° A S O N D
Average daily high and low for each month: coldest in January, 38° and 20°; warmest in July, 84° and 64° 20° 40° 60° 80° J 38° 20° F M A M J J 84° 64° A S O N D

Coldest in January, with highs near 38° and lows near 20°; warmest in July, with highs near 84° and lows near 64°. About 48 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Wanaque Raymond Dam weather station, 9 miles away (NOAA).

Largest workplaces in Waldwick

  1. Waldwick School DistrictSchool district265FTE
  2. The Bristal at WaldwickAssisted-living facilities without on-site nursing care facilities116
  3. Armistead Mechanical-New JerseyMechanical contractors83
  4. Menshen Packaging USABottle caps and lids, plastics, manufacturing78
  5. GeneshipCourier services50
  6. AMI ServicesHvac contractors25
  7. Team FoxSite remediation services22
  8. The F A Bartlett Tree Expert CompanyArborist services20

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 7 workplaces with 20 or more staff, 394 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Winter weatherrelatively high in parts of WaldwickRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Waldwick’s census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Bergen County and the New York-Newark-Jersey City, NY-NJ-PA metro.

Waldwick home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$250,000 $500,000 $750,000 2018 2020 2022 2024 2026 Waldwick $747,802 New Jersey $575,123 United States $366,157
$250,000 $500,000 $750,000 2018 2022 2026
  • Waldwick$747,802
  • New Jersey$575,123
  • United States$366,157

Sellers are cutting prices on about 1 in 8 Waldwick listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

Not enough data to draw this yet.

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

20 40 60 2018 2019 2020 2021 2022 2023 2024 2025 2026 Waldwick 18
20 40 60 2018 2022 2026
  • Waldwick18

New listings per month

Sellers arriving at the market.

8 10 12 2025 2026 Waldwick 8
8 10 12 2025 2026
  • Waldwick8

Zip codes with a Waldwick address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Waldwick — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Waldwick