Waldwick, New Jersey.
Typical home $747,802 (+7.6% in a year). New York-Newark-Jersey City, NY-NJ-PA metro.
to buy the typical home at today's mortgage rate — +$2,183 (+125%) since Jan 2020.
- 1 year
- Up $52,862 +8%
- $694,940$747,802 since Sep 2025
- 5 years
- Up $203,014 +37%
- $544,789$747,802 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Waldwick$3,925
- New Jersey$3,019
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in Waldwick, NJ rose 7.6% over the past year — faster than the nation's +1.2%.
Living in Waldwick, Bergen County, New Jersey
Waldwick is a borough of 10,058 people in Bergen County. Half its households earn more than $177,962 a year and half less, against $124,884 across Bergen County; 1% of its people live below the poverty line. 88% of its homes are lived in by their owners and 12% are rented. Unemployment in Bergen County was 4.0% in August 2026, and the county had 0.3% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then finance and property.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Waldwick is a borough in Bergen County, a small community where neighbors are likely to know one another. Residents are somewhat older than the typical American community, and nearly all homes are lived in by their owners. Household incomes run well above the county's, very few residents live in poverty, and most adults hold a four-year degree. Winters are cold, with January highs and lows both below freezing, while summers turn warm in July, and rain and melted snow add up to a fairly wet year.
Work. Residents most often work in schools, hospitals and social care, followed by banks, insurance and property, professional and business services, and shops. Within the borough itself, the Waldwick School District is the largest workplace, with The Bristal at Waldwick, an assisted-living community, and Armistead Mechanical-New Jersey, a mechanical contractor, also among the biggest. Many people commute, and a fair number work from home. Joblessness across Bergen County is lower than a year ago, though the county has slightly fewer jobs than the year before.
Things to do. Most of the better-known destinations are a longer drive away. Central Park is a famous city garden, the Metropolitan Museum of Art is one of the best known art museums in the country, and MetLife Stadium is a large venue for football games and concerts. The Hudson River is also a longer drive away.
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- 3,433households
- 60%of adults have a degree
- 1%below the poverty line
- 27 mintypical commute
- 19%work from home
What residents work in
Employed residents by industry, from the Census survey. Bergen County had 437,006 jobs in 2025, 0.3% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 38° and lows near 20°; warmest in July, with highs near 84° and lows near 64°. About 48 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Wanaque Raymond Dam weather station, 9 miles away (NOAA).
Largest workplaces in Waldwick
- Waldwick School DistrictSchool district265FTE
- The Bristal at WaldwickAssisted-living facilities without on-site nursing care facilities116
- Armistead Mechanical-New JerseyMechanical contractors83
- Menshen Packaging USABottle caps and lids, plastics, manufacturing78
- GeneshipCourier services50
- AMI ServicesHvac contractors25
- Team FoxSite remediation services22
- The F A Bartlett Tree Expert CompanyArborist services20
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 7 workplaces with 20 or more staff, 394 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherrelatively high in parts of WaldwickRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Waldwick’s census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Bergen County and the New York-Newark-Jersey City, NY-NJ-PA metro.
Waldwick home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Waldwick$747,802
- New Jersey$575,123
- United States$366,157
Sellers are cutting prices on about 1 in 8 Waldwick listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
Not enough data to draw this yet.
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Waldwick18
New listings per month
Sellers arriving at the market.
- Waldwick8
Zip codes with a Waldwick address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Waldwick — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.