States · Kentucky · Boone County

Walton, Kentucky.

Typical home $357,174 (+4.3% in a year), asking rent $1,650 . Cincinnati, OH-KY-IN metro.

What it costs per month · Walton $1,875/mo

to buy the typical home at today's mortgage rate — +$1,021 (+119%) since Jan 2020.

What the home itself did
1 year
Up $14,771 +4%
$342,404$357,174 since Sep 2025
5 years
Up $75,681 +27%
$281,493$357,174 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Walton $1,875 Kentucky $1,212 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Walton$1,875
  • Kentucky$1,212
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 15 years.

Typical home values in Walton, KY rose 4.3% over the past year — faster than the nation's +1.2%.

Living in Walton, Boone County, Kentucky

Walton is a city of 5,460 people in Boone County. Half its households earn more than $77,917 a year and half less, against $99,414 across Boone County; 13% of its people live below the poverty line. 73% of its homes are lived in by their owners and 27% are rented. Unemployment in Boone County was 3.6% in August 2026, and the county had 2.5% more jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.

People 5,460 in the 2020 census; median age 29.9
Household income $77,917 the median, give or take $14,641 · Boone County: $99,414
Unemployment 3.6% Boone County, August 2026; 3.8% a year before
Homes 73% lived in by their owners; 27% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Walton is a small Kentucky city in Boone County, with a young population and a median age well below what many older homeowners might expect. Most homes are lived in by their owners, and household incomes run below the county's. Fewer adults hold a four-year degree than in many towns, and the town's typical home value sits well above what a modest income might suggest.

Work. Residents work mostly in schools, hospitals and social care, with manufacturing, the building trades and shops close behind. Among the larger workplaces in Walton are the Walton-Verona Independent Schools, Kroger Cincinnati-Dayton KMA and Dayton Freight Lines. Unemployment in Boone County is a little lower than it was a year earlier, and the county has added jobs over the past year. A typical commute is a long one, and a small share of people work from home.

Things to do. Big Bone Lick State Park is a protected area just a short drive away, and it is the closest outing on the list. A longer drive brings you to the Cincinnati Zoo and Botanical Garden or the Cincinnati Art Museum. Winters here are cold, with a fair amount of snow, while summers turn warm, and the year brings plenty of rain and melted snow.

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  • 1,697households
  • 33%of adults have a degree
  • 13%below the poverty line
  • 30 mintypical commute
  • 9%work from home

What residents work in

  • Schools, hospitals and social care26%
  • Manufacturing15%
  • Building trades11%
  • Shops (retail)10%
  • Transport, warehouses and utilities10%
  • Restaurants, hotels and entertainment7%

Employed residents by industry, from the Census survey. Boone County had 105,521 jobs in 2025, 2.5% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 40° and 23°; warmest in July, 86° and 66° 20° 40° 60° 80° J 40° 23° F M A M J J 86° 66° A S O N D
Average daily high and low for each month: coldest in January, 40° and 23°; warmest in July, 86° and 66° 20° 40° 60° 80° J 40° 23° F M A M J J 86° 66° A S O N D

Coldest in January, with highs near 40° and lows near 23°; warmest in July, with highs near 86° and lows near 66°. About 23 inches of snow and 45 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Cincinnati Northern Ky Airport weather station, 13 miles away (NOAA).

Largest workplaces in Walton

  1. WaltonGeneral warehousing and storage426
  2. Kroger Cincinnati-Dayton KMAWarehouse clubs and supercenters269
  3. Walton-Verona Independent SchoolsSchool district244FTE
  4. Fisher Auto Parts - KOIWHParts and accessories dealers, automotive166
  5. Dayton Freight LinesTransportation79
  6. Halperns Steak and Seafood Company LLC KY-WALTO01Meat and meat product merchant wholesalers76
  7. Daniels Sharpsmart Inc - WaltonSite remediation services56
  8. Superior StructuresPipe, iron or steel, made in iron and steel mills54

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 12 workplaces with 20 or more staff, 1,296 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Strong windRelatively high
  2. Cold wavesRelatively high
  3. TornadoesRelatively high
  4. LightningRelatively moderate
  5. Ice stormsRelatively moderate
  6. Winter weatherRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Walton’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Boone County and the Cincinnati, OH-KY-IN metro.

Walton home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Walton $357,174 Kentucky $230,909 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Walton$357,174
  • Kentucky$230,909
  • United States$366,157
Property tax, 2026 roll $3,333/yr median bill inside Walton, effective 0.95% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.

Sellers are cutting prices on about 1 in 3 Walton listings — the market is cooling.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

10% 20% 30% 40% 2018 2019 2020 2021 2022 2023 2024 2025 2026 Walton 39.53% United States 26.90%
10% 20% 30% 40% 2018 2022 2026
  • Walton39.53%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

30 40 50 60 70 2018 2019 2020 2021 2022 2023 2024 2025 2026 Walton 60
30 40 50 60 70 2018 2022 2026
  • Walton60

New listings per month

Sellers arriving at the market.

5 10 15 20 25 2024 2025 2026 Walton 22
5 10 15 20 25 2024 2025 2026
  • Walton22

Zip codes with a Walton address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Walton — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Walton