States · New Jersey · Ocean County

Waretown, New Jersey.

Typical home $561,131 (+4.6% in a year), asking rent $2,462 . New York-Newark-Jersey City, NY-NJ-PA metro.

What it costs per month · Waretown $2,945/mo

to buy the typical home at today's mortgage rate — +$1,773 (+151%) since Jan 2020.

What the home itself did
1 year
Up $24,706 +5%
$536,426$561,131 since Sep 2025
5 years
Up $154,929 +38%
$406,202$561,131 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 Waretown $2,945 New Jersey $3,019 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • Waretown$2,945
  • New Jersey$3,019
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in Waretown, NJ rose 4.6% over the past year — faster than the nation's +1.2%.

Living in Waretown, Ocean County, New Jersey

Waretown, in Ocean County, had 1,483 people in the 2020 census. Unemployment in Ocean County was 4.6% in August 2026, and the county had 1.5% more jobs in 2025 than the year before. The most people in Ocean County work in schools and health care, then shops.

People 1,483 in the 2020 census
Household income Too few homes in Waretown for the Census survey to measure.
Unemployment 4.6% Ocean County, August 2026; 5.6% a year before
Homes Too few homes in Waretown for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Waretown is a small community on the Jersey Shore side of Ocean County, with Oyster Creek running in or beside town. Home values here are high, and few households live below the poverty line. Winters are cold, with January the coldest month, and summers are warm, with July the warmest. Rain and melted snow add up to a good deal over the year.

Work. Many residents work in schools, hospitals and social care, with shops, professional and business services, and the building trades also common. Across Ocean County, the largest workplaces include the Toms River Regional School District, Community Medical Center and HMH-Ocean University Medical Center. Commutes are long, and very few people work from home. Unemployment across the county is lower than a year earlier, and the county has added jobs.

Things to do. The shore is close by. Long Beach Island, a beach, is a short drive away, as are Barnegat Lighthouse State Park and Island Beach State Park, both protected areas. For something farther afield, the Pine Barrens, a protected area, is a longer drive away.

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  • 3%below the poverty line
  • 44 mintypical commute
  • 1%work from home

What people in Ocean County work in

  • Schools, hospitals and social care29%
  • Shops (retail)12%
  • Professional and business services11%
  • Building trades8%
  • Restaurants, hotels and entertainment8%
  • Banks, insurance and property6%

Employed residents by industry, from the Census survey. Ocean County had 192,715 jobs in 2025, 1.5% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 42° and 22°; warmest in July, 86° and 64° 20° 40° 60° 80° J 42° 22° F M A M J J 86° 64° A S O N D
Average daily high and low for each month: coldest in January, 42° and 22°; warmest in July, 86° and 64° 20° 40° 60° 80° J 42° 22° F M A M J J 86° 64° A S O N D

Coldest in January, with highs near 42° and lows near 22°; warmest in July, with highs near 86° and lows near 64°. About 52 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Toms River weather station, 11 miles away (NOAA).

Largest workplaces in Ocean County

  1. Toms River Regional School DistrictSchool district2,145FTE
  2. Community Medical CenterGeneral hospital1,986FTE
  3. HMH -ocean University Medical CenterGeneral hospital1,810FTE
  4. Brick Township Public School DistrictSchool district1,434FTE
  5. Jackson Township School DistrictSchool district1,357FTE
  6. Lakewood Township School DistrictSchool district1,285FTE
  7. Above and Beyond ABA CorporateOffices of mental health practitioners except physicians1,250
  8. Southern Ocean Medical CenterGeneral hospital888FTE

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 235 workplaces with 20 or more staff, 31,195 people in all across the county; Waretown has one of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Strong windVery high
  2. Coastal floodingRelatively high
  3. Winter weatherRelatively high
  4. Inland floodingRelatively moderate
  5. LightningRelatively moderate
  6. Heat wavesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Waretown’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Ocean County and the New York-Newark-Jersey City, NY-NJ-PA metro.

Waretown home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 $500,000 2018 2020 2022 2024 2026 Waretown $561,131 New Jersey $575,123 United States $366,157
$200,000 $300,000 $400,000 $500,000 2018 2022 2026
  • Waretown$561,131
  • New Jersey$575,123
  • United States$366,157

Sellers are cutting prices on about 1 in 5 Waretown listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

5% 10% 15% 20% 25% 2020 2021 2022 2023 2024 2025 2026 Waretown 20.34% United States 26.90%
5% 10% 15% 20% 25% 2020 2022 2024 2026
  • Waretown20.34%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

20 40 60 2020 2021 2022 2023 2024 2025 2026 Waretown 46
20 40 60 2020 2022 2024 2026
  • Waretown46

New listings per month

Sellers arriving at the market.

8 10 12 15 18 2026 Waretown 18
8 10 12 15 18 2026
  • Waretown18

Zip codes with a Waretown address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Waretown — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Waretown