Warsaw, Illinois.
Typical home $112,374 (-1.8% in a year). Fort Madison-Keokuk, IA-IL-MO metro.
to buy the typical home at today's mortgage rate — +$274 (+87%) since Jan 2020.
- 1 year
- Down $2,019 -2%
- $114,393$112,374 since Sep 2025
- 5 years
- Up $15,079 +15%
- $97,295$112,374 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Warsaw$590
- Illinois$1,553
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 24 years.
Typical home values in Warsaw, IL fell 1.8% over the past year — slower than the nation's +1.2%.
Living in Warsaw, Hancock County, Illinois
Warsaw is a city of 1,510 people in Hancock County. Half its households earn more than $58,750 a year and half less, against $65,865 across Hancock County; 12% of its people live below the poverty line. 80% of its homes are lived in by their owners and 20% are rented. Unemployment in Hancock County was 3.1% in August 2026, and the county had 2.7% more jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Warsaw is a small river city in Hancock County, Illinois, where most homes are lived in by their owners. Incomes run below the county's, and typical home values are modest. Winters are cold and summers warm, with a fair amount of rain and melted snow across the year.
Work. Residents work mostly in schools, hospitals and social care, with manufacturing, shops, and transport and warehousing also employing many. Across Hancock County, the largest workplaces include Memorial Hospital, Hamilton CCSD Schools and Dadant & Sons. Unemployment across the county is lower than a year ago, and the county has gained jobs, while fewer adults here hold a four-year degree than in many places.
Things to do. The Des Moines River and Fort Johnson are in or beside town, and the Hunziker Winery Site, an archaeological site, is close by too. A short drive away, the Iliniwek Village State Historic Site is a protected area worth a visit. Farther afield, a longer drive brings you to Nauvoo House, a museum.
Report a mistake
- 701households
- 19%of adults have a degree
- 12%below the poverty line
- 23 mintypical commute
- 8%work from home
What residents work in
Employed residents by industry, from the Census survey. Hancock County had 4,257 jobs in 2025, 2.7% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 33° and lows near 17°; warmest in July, with highs near 86° and lows near 67°. About 40 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Keokuk Lock Dam weather station, 4 miles away (NOAA).
Largest workplaces in Hancock County
- Memorial HospitalHospitals, general medical and surgical450
- Memorial Hospital AssociationCritical access hospital196FTE
- Hamilton CCSD 328School district100FTE
- Memorial HospitalAssisted-living facilities with on-site nursing facilities85
- Southeastern CUSD 337School district80FTE
- Dadant & SonsApplicators, wood, manufacturing49
- La Harpe CSD 347School district48FTE
- Warsaw CUSD 316School district46FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 11 workplaces with 20 or more staff, 785 people in all across the county; Warsaw has one of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windRelatively high
- Heat wavesRelatively high
- LightningRelatively high
- Cold wavesRelatively high
- DroughtRelatively moderate
- HailRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Warsaw’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Hancock County and the Fort Madison-Keokuk, IA-IL-MO metro.
Warsaw home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Warsaw$112,374
- Illinois$295,943
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Warsaw16
Zip codes with a Warsaw address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Warsaw — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.