Waterloo, South Carolina.
Typical home $218,553 (-1.8% in a year). Greenville-Anderson, SC metro.
to buy the typical home at today's mortgage rate — +$422 (+58%) since Jan 2020.
- 1 year
- Down $3,985 -2%
- $222,538$218,553 since Sep 2025
- 5 years
- Down $22,707 -9%
- $241,260$218,553 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Waterloo$1,147
- South Carolina$1,597
- United States$1,922
At the last five years' pace, prices here aren't rising.
Typical home values in Waterloo, SC fell 1.8% over the past year — slower than the nation's +1.2%.
Living in Waterloo, Laurens County, South Carolina
Waterloo is a town of 149 people in Laurens County. Unemployment in Laurens County was 4.2% in August 2026, and the county had 1.0% more jobs in 2025 than the year before. The most people in Laurens County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Waterloo is a very small town in Laurens County, in the South Carolina Upcountry. Homes here are priced below what is typical across much of the country, and the town is small enough that neighbors tend to know one another. Winters are cool, with January the coldest month and lows that dip just past freezing, while summers are hot, with July the warmest. Rain and melted snow add up to a fair amount over the course of a year.
Work. Residents work mainly in schools, hospitals and social care, in manufacturing, in shops, and in professional and business services. Across Laurens County, some of the largest workplaces are ZF Transmissions Gray Court, Yanfeng Global Automotive Interiors and Laurens 55 Schools. The commute is on the long side, which is common where jobs are spread across a wider area, and unemployment across the county has eased compared with a year earlier.
Things to do. Water is close by: the Reedy River and Lake Greenwood are both a short drive away, and Lake Rabon is another lake a short drive off. For a longer outing, Ninety Six National Historic Site is a protected area a longer drive away, and the Abbeville Opera House is a theatre in the same range.
Report a mistake
- 43 mintypical commute
What people in Laurens County work in
Employed residents by industry, from the Census survey. Laurens County had 20,405 jobs in 2025, 1.0% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 54° and lows near 33°; warmest in July, with highs near 90° and lows near 70°. About 48 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Greenwood 8NE weather station, 7 miles away (NOAA).
Largest workplaces in Laurens County
- ZF Transmissions Gray CourtManufacturing2,263
- Yanfeng Global Automotive Interiors1,092
- Laurens 55 SchoolsSchool district926FTE
- WalmartGeneral warehousing and storage736
- Sterilite Corporation CSCMfg of plastic housewares492
- Laurens County GovernmentExecutive and legislative office combinations480
- Laurens 56 SchoolsSchool district469FTE
- Teknor Apex Company - South CarolinaCustom compounding of purchased plastics resins335
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 58 workplaces with 20 or more staff, 9,527 people in all across the county; Waterloo has none of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesRelatively high
- Ice stormsRelatively high
- Strong windRelatively high
- LightningRelatively high
- Inland floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Waterloo’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Laurens County and the Greenville-Anderson, SC metro.
Waterloo home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Waterloo$218,553
- South Carolina$304,319
- United States$366,157
Sellers are cutting prices on about 1 in 5 Waterloo listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Waterloo19.65%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Waterloo22
Zip codes with a Waterloo address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Waterloo — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.