Watertown, Connecticut.
Typical home $390,767 (+1.1% in a year), asking rent $2,089 . Torrington, CT metro.
to buy the typical home at today's mortgage rate — +$1,185 (+137%) since Jan 2020.
- 1 year
- Up $4,357 +1%
- $386,411$390,767 since Sep 2025
- 5 years
- Up $99,796 +34%
- $290,971$390,767 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Watertown$2,051
- Connecticut$2,348
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 12 years.
Typical home values in Watertown, CT rose 1.1% over the past year — in step with the nation.
Living in Watertown, Connecticut
Watertown, in , had 3,938 people in the 2020 census. Half its households earn more than $103,200 a year and half less; 13% of its people live below the poverty line. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 24 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Watertown is a small community in western Connecticut, and its households earn more than is typical across the country. Home values and rents sit on the high side, and a good share of adults hold a four-year degree. Winters are cold, with January the coldest month, and summers are warm, peaking in July. Rain and melted snow fall steadily through the year.
Work. Many residents work in schools, hospitals and social care, with manufacturing, restaurants and hotels, and professional and business services also employing a good number. Among the town's largest workplaces are the Watertown School District, Hartford Health Care and The Siemon Company, a maker of data communications equipment. The typical commute is a moderate one, and some residents work from home.
Things to do. Close by, Black Rock State Park and Mattatuck State Forest are protected areas for time outdoors, both a short drive away, and the Naugatuck River is also nearby. Quassy Amusement Park, a short drive away, is a lakeside favorite for families. For museums, the Yale University Art Gallery and the Yale Center for British Art are a longer drive away.
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- 1,500households
- 45%of adults have a degree
- 13%below the poverty line
- 21 mintypical commute
- 11%work from home
What residents work in
Employed residents by industry, from the Census survey.
Weather through the year
Coldest in January, with highs near 37° and lows near 19°; warmest in July, with highs near 84° and lows near 62°. About 45 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Meriden Markham Municipal Airport weather station, 16 miles away (NOAA).
Largest workplaces in Watertown
- Watertown School DistrictSchool district541FTE
- Hartford Health CareHome health care services87
- AramarkFood service contractors72
- First Student61
- The Siemon Company- DynamicData communications equipment manufacturing45
- WatertownMail and parcel delivery37
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 5 workplaces with 20 or more staff, 302 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Inland floodingRelatively high
- HurricanesRelatively high
- Ice stormsRelatively high
- Strong windRelatively high
- Winter weatherRelatively high
- LightningRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across its planning region, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on and the Torrington, CT metro.
Watertown home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Watertown$390,767
- Connecticut$447,319
- United States$366,157
Sellers are cutting prices on about 1 in 4 Watertown listings, and the typical home goes pending in 11 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Watertown23.60%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Watertown11
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Watertown58
New listings per month
Sellers arriving at the market.
- Watertown26
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Watertown$399,944
- United States$371,407
Zip codes with a Watertown address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Watertown — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Watertown
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 06795 | Watertown | 13,889 | — | $431,256 |
| 06779 | Oakville | 8,364 | — | $343,485 |