States · Ohio · Lucas County

Waterville, Ohio.

Typical home $343,017 (+3.3% in a year). Toledo, OH metro.

Property tax and schools in Waterville

Waterville’s own tax page → what a home here pays, who charges it, its levies and ballot, and its schools.

Waterville is in Lucas County, where its property tax is set. Its homes there are in the Anthony Wayne Local school district. Check your own bill.

What it costs per month · Waterville $1,800/mo

to buy the typical home at today's mortgage rate — +$956 (+113%) since Jan 2020.

What the home itself did
1 year
Up $11,095 +3%
$331,922$343,017 since Sep 2025
5 years
Up $73,485 +27%
$269,532$343,017 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Waterville $1,800 Ohio $1,291 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Waterville$1,800
  • Ohio$1,291
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 14 years.

Typical home values in Waterville, OH rose 3.3% over the past year — faster than the nation's +1.2%.

Living in Waterville, Lucas County, Ohio

Waterville is a city of 6,003 people in Lucas County. Half its households earn more than $104,114 a year and half less, against $62,224 across Lucas County; 4% of its people live below the poverty line. 73% of its homes are lived in by their owners and 27% are rented. Unemployment in Lucas County was 4.7% in August 2026, and the county had 0.1% more jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.

People 6,003 in the 2020 census; median age 41.3
Household income $104,114 the median, give or take $5,387 · Lucas County: $62,224
Unemployment 4.7% Lucas County, August 2026; 5.7% a year before
Homes 73% lived in by their owners; 27% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Waterville is a small city in Lucas County, on the Maumee River side of the Toledo area. Residents are somewhat older than in many places, incomes run well above the county's, and relatively few people live below the poverty line. Most homes are lived in by their owners, and a large share of adults hold a four-year degree.

Work. Residents work mainly in schools, hospitals and social care, with manufacturing, professional and business services, and shops also employing many. Among the largest workplaces in town are Kroger, Kaufman Engineered Systems and Certus Healthcare. Commutes are fairly long, and a modest share of people work from home.

Things to do. Farnsworth Metropark, a protected area along the river, is in or beside town. A short drive away are Fort Meigs, a historic fort, and Oak Openings Preserve Metropark, a large park of woods and trails. Farther off, a longer drive brings you to the Toledo Museum of Art and the Toledo Zoo. Winters are cold and snowy, and summers are warm, with a fair amount of rain across the year.

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  • 2,418households
  • 47%of adults have a degree
  • 4%below the poverty line
  • 27 mintypical commute
  • 12%work from home

What residents work in

  • Schools, hospitals and social care29%
  • Manufacturing14%
  • Professional and business services10%
  • Shops (retail)9%
  • Restaurants, hotels and entertainment9%
  • Banks, insurance and property8%

Employed residents by industry, from the Census survey. Lucas County had 194,976 jobs in 2025, 0.1% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 35° and 20°; warmest in July, 86° and 64° 20° 40° 60° 80° J 35° 20° F M A M J J 86° 64° A S O N D
Average daily high and low for each month: coldest in January, 35° and 20°; warmest in July, 86° and 64° 20° 40° 60° 80° J 35° 20° F M A M J J 86° 64° A S O N D

Coldest in January, with highs near 35° and lows near 20°; warmest in July, with highs near 86° and lows near 64°. About 37 inches of snow and 35 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Toledo Express Airport weather station, 7 miles away (NOAA).

Largest workplaces in Waterville

  1. Kroger Columbus KMASupermarkets and other grocery except convenience stores216
  2. Kaufman Engineered SystemsCoal and ore conveyors manufacturing162
  3. CSIG Shared Services GroupResidential property managing147
  4. Certus HealthcareNursing homes84
  5. Seagate PlasticsBushings, plastics, manufacturing68
  6. 05 Browning Masonic Coummunity, Inc. 05 Browning Masonic CoummunityAssisted living and dementia care facility60
  7. Parker HannifinGeneral warehouse and storage47
  8. Rimer EnterprisesFoundries, steel investment46

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 10 workplaces with 20 or more staff, 895 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. TornadoesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Waterville’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Lucas County and the Toledo, OH metro.

Waterville home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Waterville $343,017 Ohio $245,982 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Waterville$343,017
  • Ohio$245,982
  • United States$366,157

Sellers are cutting prices on about 1 in 4 Waterville listings — the market is heating up.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

10% 20% 30% 2024 2025 2026 Waterville 22.57% United States 26.90%
10% 20% 30% 2024 2025 2026
  • Waterville22.57%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

20 40 60 2018 2019 2020 2021 2022 2023 2024 2025 2026 Waterville 24
20 40 60 2018 2022 2026
  • Waterville24

New listings per month

Sellers arriving at the market.

8 10 12 2026 Waterville 12
8 10 12 2026
  • Waterville12

Zip codes with a Waterville address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Waterville — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Waterville