Waucoma, Iowa.
Typical home $81,929 (-6.9% in a year).
to buy the typical home at today's mortgage rate — +$111 (+35%) since Jan 2020.
- 1 year
- Down $6,062 -7%
- $87,991$81,929 since Sep 2025
- 5 years
- Down $11,334 -12%
- $93,263$81,929 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Waucoma$430
- Iowa$1,242
- United States$1,922
At the last five years' pace, prices here aren't rising.
Typical home values in Waucoma, IA fell 6.9% over the past year — slower than the nation's +1.2%.
Living in Waucoma, Fayette County, Iowa
Waucoma is a city of 229 people in Fayette County. Half its households earn more than $78,750 a year and half less, against $60,165 across Fayette County; 3% of its people live below the poverty line. 88% of its homes are lived in by their owners and 12% are rented. Unemployment in Fayette County was 3.5% in August 2026, and the county had 0.2% more jobs in 2025 than the year before. The most people in Fayette County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Waucoma is a very small Iowa city where nearly everyone owns the home they live in. Household incomes run well above the county's, and few residents live below the poverty line. Winters are cold and snowy, with January the coldest month, and summers are warm without being extreme, with July the warmest.
Work. Residents work mostly in schools, hospitals and social care, with manufacturing, the building trades and shops also employing many. Few people work from home, and few adults hold a four-year degree. Across Fayette County, the largest workplaces include Upper Iowa University, Palmer Lutheran Health Center and the Oelwein Comm School District.
Things to do. Fort Atkinson, a historic fort, is a short drive away. Farther afield, the Turkey River offers time on the water, and the Bily Clock Museum is a longer drive away.
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- 8%of adults have a degree
- 3%below the poverty line
- 2%work from home
What people in Fayette County work in
Employed residents by industry, from the Census survey. Fayette County had 6,976 jobs in 2025, 0.2% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 23° and lows near 6°; warmest in July, with highs near 81° and lows near 60°. About 38 inches of snow and 41 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the New Hampton weather station, 14 miles away (NOAA).
Largest workplaces in Fayette County
- Upper Iowa UniversityUniversity or college399
- East Penn OelweinMotor vehicle supplies and new parts merchant wholesalers343
- Oelwein Comm School DistrictSchool district213FTE
- North Fayette Valley Comm School DistrictSchool district172FTE
- Palmer Lutheran Health CenterCritical access hospital135FTE
- Grandview Care CenterSkilled nursing facilities110
- Fareway Stores, Inc. 412 OelweinGrocery stores105
- Starmont Comm School DistrictSchool district103FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 23 workplaces with 20 or more staff, 1,463 people in all across the county; Waucoma has none of its own. Colleges come from IPEDS (NCES, 2023–24), school districts from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windVery high
- TornadoesVery high
- DroughtRelatively high
- HailRelatively high
- Inland floodingRelatively high
- Winter weatherRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Waucoma’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Fayette County.
Waucoma home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Waucoma$81,929
- Iowa$236,623
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Waucoma address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Waucoma — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.